{
  "source": "https://openbank.api.nab.com.au/cds-au/v1/banking/products/b15d3e39-a110-4da6-b2f6-d634bbc99b82",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "b15d3e39-a110-4da6-b2f6-d634bbc99b82",
    "lastUpdated": "2026-05-15T13:59:59Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "NAB Business Cash Maximiser",
    "description": "An online savings account earning interest on every dollar when your balance is $10,000 or more.",
    "brand": "NAB",
    "applicationUri": "https://www.nab.com.au/business/accounts/nab-business-cash-maximiser-account-checklist",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.nab.com.au/business/accounts/savings-and-deposit-accounts/nab-business-cash-maximiser-account",
      "termsUri": "https://www.nab.com.au/business/tools/forms-and-documents/nab-business-products",
      "feesAndPricingUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges#1-nab-business-cash-maximiser"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "To linked transaction accounts only"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Business"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Must hold NAB Business transaction account to open account"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Must have eligible electronic access to account"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "$0 - $9999 balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "9999.99",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "Not applicable"
              }
            ]
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalInfoUri": "https://www.nab.com.au/personal/interest-rates-fees-and-charges/indicator-rates-deposit-products#business-deposits"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0125",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "$10,000 plus balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10000.00",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "Not applicable"
              }
            ]
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalValue": "Yes (only if balance of account is $10,000 or more)",
        "additionalInfoUri": "https://www.nab.com.au/personal/interest-rates-fees-and-charges/indicator-rates-deposit-products#business-deposits"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "PENALTY",
        "rate": "0.1541",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalValue": "Overdrawn Debit Interest Rate",
        "additionalInfoUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges"
      }
    ]
  }
}