{
  "source": "https://openbank.api.nab.com.au/cds-au/v1/banking/products/ff87d1af-392d-421a-903e-20b9517ea13e",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "ff87d1af-392d-421a-903e-20b9517ea13e",
    "lastUpdated": "2026-06-01T13:59:59Z",
    "productCategory": "CRED_AND_CHRG_CARDS",
    "name": "NAB Rewards Business Signature Card",
    "description": "With a business credit card, earn and redeem NAB Rewards Points.",
    "brand": "NAB",
    "applicationUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card",
      "termsUri": "https://www.nab.com.au/business/business-credit-cards/terms-conditions",
      "eligibilityUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card",
      "feesAndPricingUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges?own_cid=shortURL:feesandcharges#section-3"
    },
    "cardArt": [
      {
        "cardScheme": "VISA",
        "cardType": "CREDIT",
        "imageUri": "https://share.google/images/6TnXKbyjA2NmZ6iRJ"
      }
    ],
    "features": [
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "NAB Business Visa Credit Card"
      },
      {
        "featureType": "ADDITIONAL_CARDS",
        "additionalValue": "1000"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "LOYALTY_PROGRAM",
        "additionalValue": "NAB Rewards",
        "additionalInfo": "Earn points on everyday business purchases\r\nEarn triple points with Webjet, when travelling overseas or on overseas purchases made here in Australia.\r\nEarn double points on purchases made in major department and hardware stores.\r\nEarn 1.25 NAB Rewards points for every $1.00 AUD you spend on everyday business purchases.\r\n\r\nNAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Unauthorised Transaction Insurance",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Transit Accident Insurance",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Garmin Pay"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "Visa Business Offers and Visa Premium Benefits",
        "additionalInfo": "NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "Take advantage of Visa’s tailored 24/7 concierge service for travel and lifestyle services.\r\nReceive pre-trip information for major destinations worldwide.\r\nGet restaurant reservations, event bookings, cultural, sporting, shopping and tourist information on request.",
        "additionalInfo": "NAB may vary or end offers at any time. Eligibility criteria and terms and conditions apply.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "BONUS_REWARDS",
        "additionalValue": "200000",
        "additionalInfo": "Earn 200,000 NAB Rewards Bonus Points when you spend $8,000 on everyday business purchases within 90 days of your new NAB Rewards Business Signature Card account opening",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "INTEREST_FREE",
        "additionalValue": "P44D",
        "additionalInfo": "Up to 44 interest free days on business purchases.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "VISA Secure reduces online fraud by confirming your identity with a secret code to your mobile",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Fraud protection\r\nProvided you operate your account responsibly, if fraud occurs you'll be reimbursed for the fraudulent transaction.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "5000.00",
        "additionalInfo": "Facility limit"
      },
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "1000.00",
        "additionalInfo": "Card limit"
      },
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "18000000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "eligibilityType": "MIN_TURNOVER",
        "additionalValue": "75000.00",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Must be an Australian citizen or permanent resident",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Have 12 months of business financial data.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Registered for GST",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Have a valid
ABN/ACN",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      }
    ],
    "fees": [
      {
        "name": "Annual card Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "175.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "NAB may waive or discount fees at its discretion, as part of a package or promotional offer.",
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "name": "Late Payment Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges?own_cid=shortURL:feesandcharges#section-3"
      },
      {
        "name": "International Transaction Fee Single Currency",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges?own_cid=shortURL:feesandcharges#section-3"
      },
      {
        "name": "International Transaction Fee Multi-Currency",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "BALANCE",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges?own_cid=shortURL:feesandcharges#section-3"
      },
      {
        "name": "Cash Advance Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "INTEREST_ACCRUED",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfo": "Minimum fee is $3.00",
        "additionalInfoUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges?own_cid=shortURL:feesandcharges#section-3"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "PURCHASE",
        "rate": "0.195",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      },
      {
        "lendingRateType": "CASH_ADVANCE",
        "rate": "0.2174",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalInfoUri": "https://www.nab.com.au/business/business-cards/nab-rewards-business-signature-card"
      }
    ]
  }
}