{
  "source": "https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/TD_termdeposit",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "TD_termdeposit",
    "effectiveFrom": "2009-10-16T13:00:00.000+11:00",
    "effectiveTo": "9999-12-29T13:00:00.000+11:00",
    "lastUpdated": "2026-06-24T14:00:00.000+10:00",
    "productCategory": "TERM_DEPOSITS",
    "name": "Term Deposit",
    "description": "A Term Deposit is a secure way to boost your savings, simply open an account, select your term and enjoy the rewards of a high interest investment. ",
    "brand": "NPBS",
    "brandName": "Newcastle Permanent Building Society",
    "applicationUri": "https://www.newcastlepermanent.com.au/tools-and-services/apply-for-a-product",
    "additionalInformation": {
      "overviewUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
      "termsUri": "https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions",
      "eligibilityUri": "https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions",
      "feesAndPricingUri": "https://www.newcastlepermanent.com.au/tools-and-services/terms-and-conditions"
    },
    "bundles": [],
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Internet Banking and Mobile Banking",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/tools-and-services/digital-banking"
      },
      {
        "featureType": "RELATIONSHIP_MANAGEMENT",
        "additionalInfo": "Eligible customers enjoy dedicated and personalised service from the Premium Banking team."
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "1000.00"
      },
      {
        "constraintType": "OPENING_BALANCE",
        "additionalValue": "1000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Available to permanent Australian Residents "
      }
    ],
    "fees": [
      {
        "name": "Document and Miscellaneous Service",
        "feeType": "ENQUIRY",
        "currency": "AUD",
        "additionalInfo": " $60/hour (min $10/copy)",
        "feeCap": "0.0000",
        "feeCapPeriod": "",
        "variable": {},
        "feeMethodUType": "variable",
        "discounts": []
      }
    ],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.0365000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P3M",
        "additionalValue": "P3Y",
        "additionalInfo": "3 years Interest paid quarterly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0375000000",
        "calculationFrequency": "P1D",
        "additionalValue": "P136D - P165D",
        "additionalInfo": "136 - 165 days  Interest paid at maturity",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "MATURITY",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0500000000",
        "calculationFrequency": "P1D",
        "additionalValue": "P166D - P195D",
        "additionalInfo": "166 - 195 days  Interest paid at maturity",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "MATURITY",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0365000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P3Y",
        "additionalInfo": "3 years Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0415000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P3M",
        "additionalValue": "P2Y",
        "additionalInfo": "2 years Interest paid quarterly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0415000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P6M",
        "additionalValue": "P2Y",
        "additionalInfo": "2 years Interest paid half-yearly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0365000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P136D - P165D ",
        "additionalInfo": "136 - 165 days Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0415000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P2Y",
        "additionalInfo": "2 years Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0525000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P6M",
        "additionalValue": "P1Y",
        "additionalInfo": "1 year Interest paid half-yearly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0100000000",
        "calculationFrequency": "P1D",
        "additionalValue": "P21D - P45D",
        "additionalInfo": "21 - 45 days Interest paid at maturity",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "MATURITY",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0345000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P3M",
        "additionalValue": "P4Y",
        "additionalInfo": "4 years Interest paid quarterly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0375000000",
        "calculationFrequency": "P1D",
        "additionalValue": "P106D - P135D",
        "additionalInfo": "106 - 135 days Interest paid at maturity",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "MATURITY",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0360000000",
        "calculationFrequency": "P1D",
        "additionalValue": "P196D - P225D",
        "additionalInfo": "196 - 225 days  Interest paid at maturity",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "MATURITY",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0350000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P196D - P225D",
        "additionalInfo": "196 - 225 days Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0100000000",
        "calculationFrequency": "P1D",
        "additionalValue": "P46D - P75D",
        "additionalInfo": "46 - 75 days Interest paid at maturity",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "MATURITY",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0350000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P256D - P285D",
        "additionalInfo": "256 - 285 days Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0525000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P346D - P385D",
        "additionalInfo": "346 - 385 days Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0360000000",
        "calculationFrequency": "P1D",
        "additionalValue": "P226D - P255D",
        "additionalInfo": "226 - 255 days  Interest paid at maturity",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "MATURITY",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0425000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1Y",
        "additionalValue": "P2Y",
        "additionalInfo": "2 years Interest paid annually",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0490000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P166D - P195D",
        "additionalInfo": "166 - 195 days Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0345000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P3M",
        "additionalValue": "P5Y",
        "additionalInfo": "5 years Interest paid quarterly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0440000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P76D - P105D",
        "additionalInfo": "76 - 105 days Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0350000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P316D - P345D",
        "additionalInfo": "316 - 345 days Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0345000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P4Y",
        "additionalInfo": "4 years Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0360000000",
        "calculationFrequency": "P1D",
        "additionalValue": "P316D - P345D",
        "additionalInfo": "316 - 345 days  Interest paid at maturity",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "MATURITY",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0350000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P286D - P315D",
        "additionalInfo": "286 - 315 days Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0355000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1Y",
        "additionalValue": "P5Y",
        "additionalInfo": "5 years Interest paid annually",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0355000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1Y",
        "additionalValue": "P4Y",
        "additionalInfo": "4 years Interest paid annually",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0360000000",
        "calculationFrequency": "P1D",
        "additionalValue": "P286D - P315D",
        "additionalInfo": "286 - 315 days  Interest paid at maturity",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "MATURITY",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0375000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1Y",
        "additionalValue": "P3Y",
        "additionalInfo": "3 years Interest paid annually",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0525000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P3M",
        "additionalValue": "P1Y",
        "additionalInfo": "1 year Interest paid quarterly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0365000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P6M",
        "additionalValue": "P3Y",
        "additionalInfo": "3 years Interest paid half-yearly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0345000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P5Y",
        "additionalInfo": "5 years Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0345000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P6M",
        "additionalValue": "P4Y",
        "additionalInfo": "4 years Interest paid half-yearly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0350000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P226D - P255D",
        "additionalInfo": "226 - 255 days Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0345000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P6M",
        "additionalValue": "P5Y",
        "additionalInfo": "5 years Interest paid half-yearly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0450000000",
        "calculationFrequency": "P1D",
        "additionalValue": "P76D - P105D",
        "additionalInfo": "76 - 105 days Interest paid at maturity",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "MATURITY",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0365000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalValue": "P106D - P135D",
        "additionalInfo": "106 - 135 days Interest paid monthly",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "PERIODIC",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0360000000",
        "calculationFrequency": "P1D",
        "additionalValue": "P256D - P285D",
        "additionalInfo": "256 - 285 days  Interest paid at maturity",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "MATURITY",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0535000000",
        "calculationFrequency": "P1D",
        "additionalValue": "P346D - P385D",
        "additionalInfo": "346 - 385 days Interest paid at maturity",
        "additionalInfoUri": "https://www.newcastlepermanent.com.au/personal/term-deposit",
        "applicationType": "MATURITY",
        "applicabilityConditions": [],
        "tiers": [
          {
            "name": "Entire Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00000",
            "maximumValue": "99999999.99000",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": []
          }
        ]
      }
    ],
    "lendingRates": [],
    "isTailored": false
  }
}