{
  "source": "https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/PREMIUM_HOME_LOAN",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "features": [
      {
        "featureType": "OFFSET"
      },
      {
        "featureType": "REDRAW"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Ability to increase loan amount (Loan Top Up)"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Early repayments without penalty"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Partial split loan"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Included in Relationship Rebate"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Can be used for building"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Easy to apply for loan"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Interest only repayments (up to 5 years)"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Variable and lump sum repayments"
      },
      {
        "featureType": "EXTRA_REPAYMENTS"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "30000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Must be an Australian citizen or permanent resident"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Lending criteria, terms and conditions apply"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). Up to 92% of the valuation for investment (Lenders Mortgage Insurance applies for over 80% Loan to Valuation)."
      }
    ],
    "fees": [
      {
        "name": "MORTGAGE_ESTABLISHMENT_FEE",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "155.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankorange.com.au/quicklinks/rates-and-fees/"
      },
      {
        "name": "LOAN_SECURITY_DISCHARGE_FEE",
        "feeType": "EXIT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "200.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankorange.com.au/quicklinks/rates-and-fees/"
      },
      {
        "name": "SWITCH_FEE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "250.00"
        },
        "currency": "AUD",
        "additionalInfoUri": "https://bankorange.com.au/about/corporate-information/disclosure-documents/"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0664",
        "comparisonRate": "0.0669",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "<=60% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.000000",
            "maximumValue": "0.600000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P12M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0674",
        "comparisonRate": "0.0679",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "60.01%-80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.600001",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P12M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0694",
        "comparisonRate": "0.0669",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "80.01+% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.800001",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P12M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0664",
        "comparisonRate": "0.0669",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "<=60% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.000000",
            "maximumValue": "0.600000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0664",
        "comparisonRate": "0.0669",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "<=60% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.000000",
            "maximumValue": "0.600000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P36M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0664",
        "comparisonRate": "0.0669",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "<=60% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.000000",
            "maximumValue": "0.600000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P48M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0664",
        "comparisonRate": "0.0669",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "<=60% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.000000",
            "maximumValue": "0.600000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P60M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0674",
        "comparisonRate": "0.0679",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "60.01-80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.600001",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0674",
        "comparisonRate": "0.0679",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "60.01-80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.600001",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P36M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0674",
        "comparisonRate": "0.0679",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "60.01-80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.600001",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P48M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0674",
        "comparisonRate": "0.0679",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "60.01-80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.600001",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P60M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0694",
        "comparisonRate": "0.0669",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "80.01+% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.800001",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0694",
        "comparisonRate": "0.0669",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "80.01+% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.800001",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P36M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0694",
        "comparisonRate": "0.0669",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "80.01+% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.800001",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P48M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0694",
        "comparisonRate": "0.0669",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "80.01+% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.800001",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P60M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0654",
        "comparisonRate": "0.0659",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "<=60% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.000000",
            "maximumValue": "0.600000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0664",
        "comparisonRate": "0.0669",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "60.01-80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.600000",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0684",
        "comparisonRate": "0.0689",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "tiers": [
          {
            "name": "80.01+% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.800001",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0639",
        "comparisonRate": "0.0644",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "<=60% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.000000",
            "maximumValue": "0.600000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P12M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0639",
        "comparisonRate": "0.0644",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "<=60% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.000000",
            "maximumValue": "0.600000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0639",
        "comparisonRate": "0.0644",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "<=60% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.000000",
            "maximumValue": "0.600000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P36M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0639",
        "comparisonRate": "0.0644",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "<=60% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.000000",
            "maximumValue": "0.600000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P48M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0639",
        "comparisonRate": "0.0644",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "<=60% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.000000",
            "maximumValue": "0.600000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P60M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0649",
        "comparisonRate": "0.0654",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "60.01-80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.600001",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P12M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0649",
        "comparisonRate": "0.0654",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "60.01-80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.600001",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0649",
        "comparisonRate": "0.0654",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "60.01-80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.600001",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P36M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0649",
        "comparisonRate": "0.0654",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "60.01-80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.600001",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P48M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0649",
        "comparisonRate": "0.0654",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "60.01-80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.600001",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P60M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0679",
        "comparisonRate": "0.0684",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "80.01%+ LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.800001",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P12M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0679",
        "comparisonRate": "0.0684",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "80.01%+ LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.800001",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0679",
        "comparisonRate": "0.0684",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "80.01%+ LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.800001",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P36M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0679",
        "comparisonRate": "0.0684",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "80.01%+ LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.800001",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P48M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "INTRODUCTORY",
        "rate": "0.0679",
        "comparisonRate": "0.0684",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "80.01%+ LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.800001",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P60M",
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0629",
        "comparisonRate": "0.0634",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "<=60% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.000000",
            "maximumValue": "0.600000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0639",
        "comparisonRate": "0.0644",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "60.01-80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.600001",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0659",
        "comparisonRate": "0.0664",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ADVANCE",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "80.01%+ LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.800001",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://bankorange.com.au/borrow/home-loans/premium-variable-home-loan/"
      }
    ],
    "productCategory": "RESIDENTIAL_MORTGAGES",
    "productId": "PREMIUM_HOME_LOAN",
    "lastUpdated": "2026-06-09T09:30:25.000+10:00",
    "name": "Premium Home Loan Variable",
    "description": "Premium Home Loan Variable",
    "brand": "ORANGE CREDIT UNION LTD",
    "brandName": "ORANGE CREDIT UNION LTD",
    "applicationUri": "https://www.bankorange.com.au/online-forms/home-loan-application/",
    "isTailored": false,
    "additionalInformation": {
      "termsUri": "https://www.bankorange.com.au/about/corporate-information/disclosure-documents/",
      "eligibilityUri": "https://www.bankorange.com.au/about/corporate-information/disclosure-documents/",
      "feesAndPricingUri": "https://www.bankorange.com.au/quicklinks/rates-and-fees/"
    }
  }
}