{
  "source": "https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products/934b3b27-224e-41b9-a827-2032ec619780",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "brand": "Police Bank",
    "description": "Term Deposit",
    "isTailored": false,
    "lastUpdated": "2026-05-21T23:46:50.211Z",
    "name": "Term Deposit",
    "productCategory": "TERM_DEPOSITS",
    "productId": "934b3b27-224e-41b9-a827-2032ec619780",
    "additionalInformation": {
      "overviewUri": "https://www.policebank.com.au/forms/term-deposits",
      "termsUri": null,
      "eligibilityUri": null,
      "feesAndPricingUri": null,
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": "https://www.policebank.com.au/forms/term-deposits",
    "brandName": null,
    "brandGroup": null,
    "cardArt": null,
    "effectiveFrom": "2023-01-20T07:00:00Z",
    "effectiveTo": null,
    "bundles": null,
    "constraints": null,
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.042",
        "additionalInfo": "Balance $10,000 or more - I32 Interest Paid Every 6 Months",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P48M",
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I32",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
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            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
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      {
        "depositRateType": "FIXED",
        "rate": "0.0415",
        "additionalInfo": "Balance $10,000 or more - I53 Interest Paid Every Month",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P36M",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I53",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.042",
        "additionalInfo": "Balance $10,000 or more - I31 Interest Paid Every 6 Months",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P36M",
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I31",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
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      {
        "depositRateType": "FIXED",
        "rate": "0.0425",
        "additionalInfo": "Balance $1,000 to $9,999 - I2 Interest Paid Every Month",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P3M",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "1000.00",
            "name": "I2",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "10000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.048",
        "additionalInfo": "Balance $10,000 or more - I10 Interest Paid Every Month",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
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        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I10 6M",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
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      {
        "depositRateType": "FIXED",
        "rate": "0.014",
        "additionalInfo": "Balance $20,000 or more - I60 Interest Paid at Maturity",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P2M",
        "applicationFrequency": null,
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "20000.00",
            "name": "I60",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "MATURITY",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0465",
        "additionalInfo": "Balance $10,000 or more - I5 Interest Paid at Maturity",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P7M",
        "applicationFrequency": null,
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I5 7M",
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            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
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            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "MATURITY",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0415",
        "additionalInfo": "Balance $10,000 or more - I55 Interest Paid Every Month",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P60M",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I55",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
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        "depositRateType": "FIXED",
        "rate": "0.0415",
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        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
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        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I54",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0505",
        "additionalInfo": "Balance $10,000 or more - I10 Interest Paid Every Month",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
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        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I10 9M",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.043",
        "additionalInfo": "Balance $10,000 or more - I5 Interest Paid at Maturity",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P5M",
        "applicationFrequency": null,
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I5 5M",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "MATURITY",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0485",
        "additionalInfo": "Balance $10,000 or more - I25 Interest Paid at Maturity",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P6M",
        "applicationFrequency": null,
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I25",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "MATURITY",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0455",
        "additionalInfo": "Balance $10,000-$500,000 - I52 Interest Paid Every Month",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P24M",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I52",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.043",
        "additionalInfo": "Balance $1,000 to $9,999 - I1 Interest Paid at Maturity",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P3M",
        "applicationFrequency": null,
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "1000.00",
            "name": "I1",
            "unitOfMeasure": "DOLLAR",
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        "applicationType": "MATURITY",
        "applicabilityConditions": null
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      {
        "depositRateType": "FIXED",
        "rate": "0.05",
        "additionalInfo": "Balance $10,000-$500,000 - I12 Interest Paid at Maturity",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
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        "applicationFrequency": null,
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I12",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        "applicationType": "MATURITY",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0425",
        "additionalInfo": "Balance $10,000 or more - I3 Interest Paid Every Month",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P3M",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I3",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.043",
        "additionalInfo": "Balance $10,000 or more - I5 Interest Paid at Maturity",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P4M",
        "applicationFrequency": null,
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I5 4M",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "MATURITY",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0495",
        "additionalInfo": "Balance $10,000 to $500,000 - I24 Interest Paid Every Month",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P12M",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I24",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.042",
        "additionalInfo": "Balance $10,000 or more - I33 Interest Paid Every 6 Months",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P60M",
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I33",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.046",
        "additionalInfo": "Balance $10,000 or more - I29 Interest Paid Every 6 months",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P24M",
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I29",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.011",
        "additionalInfo": "Balance $20,000 or more - I63 Interest Paid Monthly",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P30M",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "20000.00",
            "name": "I63",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
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        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.043",
        "additionalInfo": "Balance $10,000 or more - I5 Interest Paid at Maturity",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P3M",
        "applicationFrequency": null,
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I5 3M",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "applicationType": "MATURITY",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.051",
        "additionalInfo": "Balance $10,000 or more - I5 Interest Paid at Maturity",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": "P9M",
        "applicationFrequency": null,
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "10000.00",
            "name": "I5 9M",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "500000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "applicationType": "MATURITY",
        "applicabilityConditions": null
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.policebank.com.au/investments/term-deposits/",
        "additionalValue": "Australian Citizens"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.policebank.com.au/investments/term-deposits/",
        "additionalValue": "Australian Residents"
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.",
        "additionalInfoUri": "https://www.policebank.com.au/pdf/Schedule_of_fees_and_charges.pdf",
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Internet Banking. You can check your account details online with Internet Banking – the service is free.",
        "additionalInfoUri": "https://www.policebank.com.au/pdf/financial_services_guide.pdf",
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Resist temptation to dip into funds by locking funds away",
        "additionalInfoUri": "https://www.policebank.com.au/investments/term-deposits/",
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Phone Banking. You can check your account details online with Internet Banking – the service is free.",
        "additionalInfoUri": "https://www.policebank.com.au/pdf/financial_services_guide.pdf",
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      }
    ],
    "fees": [
      {
        "feeType": "EVENT",
        "name": "Penalty Interest",
        "additionalInfo": "Reduced rate for early redemption is 0.10% p.a.",
        "additionalInfoUri": "https://www.policebank.com.au/interest-rates/#",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "rateBased",
        "fixedAmount": null,
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.001",
          "accrualFrequency": null,
          "amountRange": null
        },
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      }
    ],
    "lendingRates": null,
    "instalments": null
  }
}