{
  "source": "https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/Beans_Savings_Account",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
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      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NPP_PAYID"
      },
      {
        "featureType": "BONUS_REWARDS",
        "additionalValue": "Bonus Rate - minimum deposit of $10.00 per month and no Withdrawals per month"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MAX_AGE",
        "additionalValue": "18"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.002",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Beans Savings Account_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "9999999.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://www.policecu.com.au/PCUDocuments/Savings_and_Investment_Interest_Rates.pdf"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.002",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Beans Savings Account_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "9999999.01",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://www.policecu.com.au/PCUDocuments/Savings_and_Investment_Interest_Rates.pdf"
      },
      {
        "depositRateType": "BONUS",
        "rate": "0.048",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Beans Savings Account_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "9999999.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://www.policecu.com.au/PCUDocuments/Savings_and_Investment_Interest_Rates.pdf"
      },
      {
        "depositRateType": "BONUS",
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        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Beans Savings Account_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "9999999.01",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://www.policecu.com.au/PCUDocuments/Savings_and_Investment_Interest_Rates.pdf"
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "Beans_Savings_Account",
    "lastUpdated": "2026-06-01T10:25:15.000+09:30",
    "name": "Beans Savings Account",
    "description": "An account exclusive to Junior Saver Members",
    "brand": "POLICE CREDIT UNION LIMITED",
    "brandName": "POLICE CREDIT UNION LIMITED",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.policecu.com.au/product-type/savings-and-investment-accounts/",
      "termsUri": "https://www.policecu.com.au/rates/",
      "eligibilityUri": "https://www.policecu.com.au/rates/",
      "feesAndPricingUri": "https://www.policecu.com.au/PCUDocuments/Fees_and_Charges_General_Service_Fees.pdf"
    }
  }
}