{
  "source": "https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/extralite_Credit_Card",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
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      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "extralite Credit Card"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay, Samsung Pay and Google Pay"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NPP_PAYID"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "1000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "RESIDENCY_STATUS"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "MIN_INCOME"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "CASH_ADVANCE",
        "rate": "0.1424",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "additionalInfoUri": "https://www.policecu.com.au/rates/"
      },
      {
        "lendingRateType": "PURCHASE",
        "rate": "0.1424",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "additionalInfoUri": "https://www.policecu.com.au/rates/"
      }
    ],
    "productCategory": "CRED_AND_CHRG_CARDS",
    "productId": "extralite_Credit_Card",
    "lastUpdated": "2026-04-27T11:31:49.000+09:30",
    "name": "extralite Credit Card",
    "description": "Interest free day Credit Card",
    "brand": "POLICE CREDIT UNION LIMITED",
    "brandName": "POLICE CREDIT UNION LIMITED",
    "applicationUri": "https://www.policecu.com.au/PCUDocuments/Credit_Application_Form_Car_Loans_Personal%20Loans_&_Credit_Cards.pdf",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.policecu.com.au/products/extralite-credit-card",
      "termsUri": "https://www.policecu.com.au/rates/",
      "eligibilityUri": "https://www.policecu.com.au/rates/",
      "feesAndPricingUri": "https://www.policecu.com.au/PCUDocuments/Fees_and_Charges_Personal_Credit_and_Overdraft.pdf",
      "bundleUri": "https://www.policecu.com.au/rates/"
    }
  }
}