{
  "source": "https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/1dd0fcbe-9d7e-4e82-a18f-935ada0e237f",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "additionalInformation": {
      "eligibilityUri": "https://www.qudosbank.com.au/products/home-loans/fixed-rate-home-loan",
      "feesAndPricingUri": "https://www.qudosbank.com.au/products/home-loans/fixed-rate-home-loan",
      "overviewUri": "https://www.qudosbank.com.au/products/home-loans/fixed-rate-home-loan",
      "termsUri": "https://www.qudosbank.com.au/support/legal/new-to-bank-terms-and-conditions"
    },
    "applicationUri": "https://apply.qudosbank.com.au/NowApply/home",
    "brand": "Qudos Bank",
    "description": "Our fixed interest rate home loan safeguards you from interest rate rises with fixed home loan rates for 1 to 5 year terms.",
    "effectiveFrom": "2006-06-08T14:30:00.000Z",
    "isTailored": false,
    "lastUpdated": "2026-06-17T22:00:22.847Z",
    "name": "Fixed Rate Home Loan",
    "productCategory": "RESIDENTIAL_MORTGAGES",
    "productId": "1dd0fcbe-9d7e-4e82-a18f-935ada0e237f",
    "fees": [
      {
        "rateBased": {
          "rateType": "BALANCE",
          "rate": "0.001"
        },
        "name": "Rate Lock Fee",
        "additionalInfo": "Minimum fee $50",
        "currency": "AUD",
        "feeType": "OTHER",
        "feeMethodUType": "rateBased"
      },
      {
        "name": "Annual Fee",
        "additionalValue": "P1Y",
        "fixedAmount": {
          "amount": "0.00"
        },
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Account Keeping Fee",
        "additionalValue": "P1Y",
        "fixedAmount": {
          "amount": "0.00"
        },
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Establishment Fee",
        "fixedAmount": {
          "amount": "0.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "EMPLOYMENT_STATUS",
        "additionalValue": "Full time, Part Time, Casual, Self Employed"
      },
      {
        "additionalInfo": "18 years and above",
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Customers who are Permanent Resident or Citizens may apply for the product"
      },
      {
        "additionalInfo": "Minimum deposit 5%",
        "eligibilityType": "OTHER"
      }
    ],
    "constraints": [
      {
        "additionalInfo": "Minimum amount $150K",
        "constraintType": "MIN_LIMIT",
        "additionalValue": "150000.00"
      },
      {
        "constraintType": "MIN_LVR",
        "additionalValue": "0"
      },
      {
        "constraintType": "MAX_LVR",
        "additionalValue": "0.9"
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Rate guarantee for a period of 90 days. Terms & conditions and fees apply",
        "additionalValue": "Rate guarantee"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Split your loan with our lowest variable rate",
        "additionalValue": "Split loans"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Choice of 1, 2, 3, 4 or 5 year fixed terms",
        "additionalValue": "Fixed terms"
      },
      {
        "featureType": "EXTRA_REPAYMENTS",
        "additionalInfo": "the ability to make additional repayments of $10,000 per year during the fixed rate period without incurring a break cost fee",
        "additionalValue": "Extra repayments"
      }
    ],
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        "applicationType": "PERIODIC",
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        "additionalInfo": "\n\n\n",
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        "additionalInfoUri": "https://www.qudosbank.com.au/products/rates/home-loan-rates",
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        ],
        "additionalInfoUri": "https://www.qudosbank.com.au/products/rates/home-loan-rates",
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        "additionalInfo": "\n",
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      },
      {
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        "additionalInfo": "\n",
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      {
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        ],
        "additionalInfoUri": "https://www.qudosbank.com.au/products/rates/home-loan-rates",
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      {
        "lendingRateType": "FIXED",
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            "name": "20% deposit or more, 1 year fixed rate Inv IO",
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      {
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        ],
        "additionalInfoUri": "https://www.qudosbank.com.au/products/rates/home-loan-rates",
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      },
      {
        "lendingRateType": "FIXED",
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        ],
        "additionalInfoUri": "https://www.qudosbank.com.au/products/rates/home-loan-rates",
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      {
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        "additionalInfoUri": "https://www.qudosbank.com.au/products/rates/home-loan-rates",
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      {
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        ],
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      {
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            "name": "10% to 20% deposit, 4 year fixed rate Inv IO",
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        ],
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        ],
        "additionalInfoUri": "https://www.qudosbank.com.au/products/rates/home-loan-rates",
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        "additionalInfo": "\n\n",
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      {
        "lendingRateType": "FIXED",
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          {
            "name": "20% deposit or more, 2 years fixed rate Inv PI",
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        ],
        "additionalInfoUri": "https://www.qudosbank.com.au/products/rates/home-loan-rates",
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      {
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            "name": "20% deposit or more, 3 years fixed rate Inv PI",
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        ],
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      {
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}