{
  "source": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/82",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "82",
    "effectiveFrom": "2015-06-30T14:30:00.0000000Z",
    "lastUpdated": "2026-07-16T08:00:24.0755223Z",
    "productCategory": "TERM_DEPOSITS",
    "name": "Special 10 month",
    "description": "Special 10 Month Fixed Term Deposits are available for term of 10 months. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term.",
    "brand": "Queensland Country Bank",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.queenslandcountry.bank/banking/savings-accounts/term-deposits/",
      "termsUri": "https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_account-access-facility.pdf",
      "eligibilityUri": "https://www.queenslandcountry.bank/banking/savings-accounts/term-deposits/",
      "feesAndPricingUri": "https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_fees-charges.pdf"
    },
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "5000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "13"
      }
    ],
    "fees": [
      {
        "name": "Early Redemption Fee",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "INTEREST_ACCRUED",
          "rate": "0.02",
          "amountRange": {}
        },
        "currency": "AUD",
        "additionalInfo": "Calculated as follows: Withdrawal Amount x (Early Redemption Rate of 2%) x (days invested/365)",
        "additionalInfoUri": "https://www.queenslandcountry.bank/siteassets/documents/brochures/brochure_fees-charges.pdf"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.05",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "additionalValue": "P10M"
      }
    ]
  }
}