{
  "source": "https://openbanking.api.rabobank.com.au/public/cds-au/v1/banking/products/a023c7eb-54cc-4919-9683-9d478d34ee3e",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "a023c7eb-54cc-4919-9683-9d478d34ee3e",
    "lastUpdated": "2026-05-15T00:35:19Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Call Deposit Account",
    "description": "This at-call deposit account gives you an easy way to invest extra cash, while still being able get your hands on it anytime you need it.",
    "brand": "Rabobank",
    "applicationUri": "https://www.rabobank.com.au/banking/deposits/#call-deposits",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.rabobank.com.au/banking/deposits/#call-deposits",
      "termsUri": "https://www.rabobank.com.au/ctd_tcs.html",
      "eligibilityUri": "https://www.rabobank.com.au/banking/deposits/#call-deposits",
      "feesAndPricingUri": "https://www.rabobank.com.au/product-rates#call_deposits"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Online and mobile banking.",
        "additionalInfoUri": "https://www.rabobank.com.au/mobile-banking-app#sba"
      },
      {
        "featureType": "FRAUD_PROTECTION",
        "additionalInfo": "Includes fraud protection."
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Includes advanced notifications sent to clients.",
        "additionalInfo": "An alert about future events or notifications."
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.",
        "additionalInfoUri": "https://www.rabobank.com.au/banking/deposits"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Unlimited free transactions available to clients."
      }
    ],
    "constraints": [
      {
        "constraintType": "OPENING_BALANCE",
        "additionalValue": "5000.00"
      },
      {
        "constraintType": "OTHER",
        "additionalInfo": "Funds can only be transferred externally to the linked nominated account."
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfo": "The applicant and each account owner must be at least 18 years old."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and other forms of business structures that Rabobank may accept from time to time."
      }
    ],
    "fees": [
      {
        "name": "Account keeping fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.035",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "maximumValue": "19999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://www.rabobank.com.au/product-rates#call_deposits"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.035",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "20000.00",
            "maximumValue": "49999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://www.rabobank.com.au/product-rates#call_deposits"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.035",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "50000.00",
            "maximumValue": "99999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://www.rabobank.com.au/product-rates#call_deposits"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.035",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "100000.00",
            "maximumValue": "249999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://www.rabobank.com.au/product-rates#call_deposits"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.035",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Balance",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "250000.00",
            "maximumValue": "499999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfo": "For deposits of $500,000+ call 1800 025 484 to talk to a Client Services Representative for a firm quote.",
        "additionalInfoUri": "https://www.rabobank.com.au/product-rates#call_deposits"
      }
    ]
  }
}