{
  "source": "https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/f5c5ce44-580d-40cf-963f-7c08ca93164f",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "brand": "Regional Australia Bank",
    "description": "The Bank Guarantee is used for Commercial Lending primarily to support conditions that may be required to satisfy a contract. This product removes the need for members to pay out funds to vendors, allowing them to hold the funds or property as security while still earning interest.",
    "isTailored": true,
    "lastUpdated": "2026-04-29T23:37:02.35858Z",
    "name": "Bank Guarantee",
    "productCategory": "BUSINESS_LOANS",
    "productId": "f5c5ce44-580d-40cf-963f-7c08ca93164f",
    "additionalInformation": {
      "overviewUri": "https://www.regionalaustraliabank.com.au/business/products/business-loans/bank-guarantee",
      "termsUri": "https://www.regionalaustraliabank.com.au/business/products/business-loans/bank-guarantee",
      "eligibilityUri": "https://www.regionalaustraliabank.com.au/business/products/business-loans/bank-guarantee",
      "feesAndPricingUri": "https://www.regionalaustraliabank.com.au/business/products/business-loans/bank-guarantee",
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": "https://www.regionalaustraliabank.com.au/personal/support/business-loan-enquiry",
    "brandName": "Regional Australia Bank",
    "brandGroup": null,
    "cardArt": [],
    "effectiveFrom": null,
    "effectiveTo": null,
    "bundles": [],
    "constraints": [],
    "depositRates": [],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "This product is not available to non-business customers.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Secure by property or term savings.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No minimum amount or maximum term, remains in place for length of the contract.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      }
    ],
    "fees": [
      {
        "feeType": "UPFRONT",
        "name": "Commercial Fees & Charges apply",
        "additionalInfo": "Contact our Commercial Lending Team for details",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "fixedAmount": null,
        "rateBased": null,
        "variable": {
          "feeMinimum": "1.00",
          "feeMaximum": null
        },
        "feeCap": null,
        "feeCapPeriod": null
      }
    ],
    "lendingRates": [],
    "instalments": null
  }
}