{
  "source": "https://prd.pm.productdata.au/88b5eddd-718c-476e-b75e-a72af324ee40/adapter/cds-au/v1/banking/products/Commercial-EV",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "brand": "Resimac Asset Finance",
    "description": "Secured finance for electric vehicles at discounted rates. Fixed rate finance with terms from 12 to 84 months.\n\n",
    "isTailored": false,
    "lastUpdated": "2026-07-09T04:29:30.95366Z",
    "name": "Commercial Electric Vehicle Finance",
    "productCategory": "PERS_LOANS",
    "productId": "Commercial-EV",
    "additionalInformation": {
      "overviewUri": "https://www.resimacassetfinance.com.au/products/commercial-asset-finance",
      "termsUri": null,
      "eligibilityUri": null,
      "feesAndPricingUri": null,
      "bundleUri": null,
      "additionalOverviewUris": [],
      "additionalTermsUris": [],
      "additionalEligibilityUris": [],
      "additionalFeesAndPricingUris": [],
      "additionalBundleUris": []
    },
    "applicationUri": null,
    "brandName": "Resimac Asset Finance",
    "brandGroup": null,
    "cardArt": [],
    "effectiveFrom": "2026-07-01T00:00:00Z",
    "effectiveTo": null,
    "bundles": [],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalInfo": "Minimum loan amount $5,000.\n\n",
        "additionalInfoUri": null,
        "additionalValue": "5000.00"
      },
      {
        "constraintType": "MAX_LIMIT",
        "additionalInfo": "Maximum NAF $450,000 (PremiumPLUS/Premium Full Doc). Lower limits per tier.\n\n",
        "additionalInfoUri": null,
        "additionalValue": "450000.00"
      },
      {
        "constraintType": "OTHER",
        "additionalInfo": "Minimum 12 months. Maximum 84 months for Green Goods (electric/hybrid vehicles).\n\n",
        "additionalInfoUri": null,
        "additionalValue": "Loan term 12-84 months"
      },
      {
        "constraintType": "OTHER",
        "additionalInfo": "Maximum asset age at end of term: 25 years. Electric vehicles are Group 1 motor vehicles.\n\n",
        "additionalInfoUri": null,
        "additionalValue": "Asset age at term max 25 years"
      }
    ],
    "depositRates": [],
    "eligibility": [
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": "All Directors and >40% shareholders must be Australian Citizens or Permanent Residents\n\n",
        "additionalInfoUri": null,
        "additionalValue": "Australian citizen or Permanent Resident"
      },
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Borrower must be a business entity\n\n",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Business Use only. Asset must be used by the business as part of normal trading activities.\n\n",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Comprehensive insurance coverage required on all secured assets. Certificate of Currency required for Net Amount Financed > $100k. \"Resimac Asset Finance\" to be noted as an Interested Party.\n\n",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "No current or recent bankrupts. No current bankrupts or discharged within 10 years\n\n",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "GST registration min 1 year. ",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "ABN registration min 1 year. ",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Balloon/Residual Payments Up to 50% depending on asset age and term. ",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "GUARANTOR",
        "additionalInfo": "All Directors and all >40% shareholders must be Australian Citizens or Permanent Residents residing in Australia and be a guarantor to the loan.",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "fees": [
      {
        "feeType": "PERIODIC",
        "name": "Monthly Account Keeping Fee",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "P1M",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "4.95"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "UPFRONT",
        "name": "Account Setup Fee",
        "additionalInfo": "Account Setup Fee of $495 for Dealer Sales and Refinance. $695 for Private Sales/Sale and Buyback.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "fixedAmount": null,
        "rateBased": null,
        "variable": {
          "feeMinimum": "495.00",
          "feeMaximum": "695.00"
        },
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "UPFRONT",
        "name": "PPSR Registration Fee",
        "additionalInfo": "PPSR fee(s) at cost per Secured Vehicle.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "fixedAmount": null,
        "rateBased": null,
        "variable": {
          "feeMinimum": "6.00",
          "feeMaximum": "12.00"
        },
        "feeCap": null,
        "feeCapPeriod": null
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "FIXED",
        "rate": "0.0764",
        "additionalInfo": "Rates starting at 7.19%. Subject to Eligibility Criteria. Rates may be subject to change.",
        "additionalInfoUri": null,
        "additionalValue": "P60M",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "comparisonRate": null,
        "interestPaymentDue": "IN_ARREARS",
        "loanPurpose": "OTHER",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [],
        "applicabilityConditions": [],
        "applicationType": "MATURITY"
      }
    ],
    "instalments": null
  }
}