{
  "source": "https://cdr.sccu.com.au/openbanking/cds-au/v1/banking/products/BUSINESS_TERM_DEPOSIT",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.0115",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "1",
            "maximumValue": "1",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P1M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0115",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "2",
            "maximumValue": "2",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P2M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.046",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "3",
            "maximumValue": "3",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P3M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0395",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "4",
            "maximumValue": "4",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P4M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0405",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "5",
            "maximumValue": "5",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P5M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0475",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "6",
            "maximumValue": "6",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P6M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0475",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
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            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "6",
            "maximumValue": "6",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P6M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.05",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
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            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
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            "maximumValue": "7",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P7M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
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        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
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            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "7",
            "maximumValue": "7",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P7M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.038",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
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            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "8",
            "maximumValue": "8",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P8M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
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        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
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            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "8",
            "maximumValue": "8",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P8M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
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        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
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            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
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            "maximumValue": "9",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P9M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
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        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
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            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "9",
            "maximumValue": "9",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P9M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
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        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
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            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "10",
            "maximumValue": "10",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P10M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
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        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
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            "maximumValue": "2000000.00",
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          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "10",
            "maximumValue": "10",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P10M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.054",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "5000.00",
            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "11",
            "maximumValue": "11",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P11M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
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        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
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            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
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            "maximumValue": "11",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P11M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
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        "applicationType": "MATURITY",
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          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
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            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "12",
            "maximumValue": "12",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P12M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
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          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
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            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
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            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P12M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
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        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
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        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
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            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "18",
            "maximumValue": "18",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P18M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      },
      {
        "depositRateType": "FIXED",
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        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
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        "tiers": [
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "DOLLAR",
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            "maximumValue": "2000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "BUSINESS TERM DEPOSIT_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfo": "Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry",
        "additionalInfoUri": "https://www.sccu.com.au/Business-Savings-and-Deposit-Accounts-Interest-Rate-Schedule"
      }
    ],
    "productCategory": "TERM_DEPOSITS",
    "productId": "BUSINESS_TERM_DEPOSIT",
    "lastUpdated": "2026-06-09T11:02:20.000+10:00",
    "name": "BUSINESS TERM DEPOSIT",
    "description": "Business Term Deposit",
    "brand": "S",
    "brandName": "SCCU",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.sccu.com.au/business-banking/business-term-deposit/",
      "termsUri": "https://www.sccu.com.au/product-disclosures/",
      "eligibilityUri": "https://www.sccu.com.au/Business-Term-Deposit-TMD",
      "feesAndPricingUri": "https://www.sccu.com.au/Schedule-of-Fees-and-Charges"
    }
  }
}