{
  "source": "https://cdr.sccu.com.au/openbanking/cds-au/v1/banking/products/SECURED_PERSONAL_LOAN",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "lendingRates": [
      {
        "lendingRateType": "FIXED",
        "rate": "0.0824",
        "comparisonRate": "0.0915",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OTHER",
        "additionalValue": "P3Y",
        "additionalInfo": "Fixed for the term of the loan"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0824",
        "comparisonRate": "0.0915",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OTHER",
        "additionalValue": "P4Y",
        "additionalInfo": "Fixed for the term of the loan"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0824",
        "comparisonRate": "0.0915",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OTHER",
        "additionalValue": "P5Y",
        "additionalInfo": "Fixed for the term of the loan"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0824",
        "comparisonRate": "0.0915",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OTHER",
        "additionalValue": "P6Y",
        "additionalInfo": "Fixed for the term of the loan"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0824",
        "comparisonRate": "0.0915",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OTHER",
        "additionalValue": "P7Y",
        "additionalInfo": "Fixed for the term of the loan"
      }
    ],
    "productCategory": "PERS_LOANS",
    "productId": "SECURED_PERSONAL_LOAN",
    "lastUpdated": "2026-06-09T11:06:13.000+10:00",
    "name": "SECURED PERSONAL LOAN",
    "description": "Personal Loan from $5K-$150K with an acceptable asset offered to secure the loan such as a used car.",
    "brand": "S",
    "brandName": "SCCU",
    "applicationUri": "https://sccu.apply-online.com.au/#/691cfc80-05fe-4287-bbc8-6c2557783efc",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.sccu.com.au/secured-personal-loan/",
      "termsUri": "https://www.sccu.com.au/personal-loan-contract-terms-and-conditions/",
      "eligibilityUri": "https://www.sccu.com.au/Secured-Personal-Loan-TMD",
      "feesAndPricingUri": "https://www.sccu.com.au/Schedule-of-Fees-and-Charges-Home-Loan-and-Personal-Loan"
    }
  }
}