{
  "source": "https://online.swsbank.com.au/openbanking/cds-au/v1/banking/products/I6_TD_24Months",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "SWSCU Internet Banking and App"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalInfo": "Alerts"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalInfo": "$500"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "PENSION_RECIPIENT"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australian citizen or permanent resident"
      },
      {
        "eligibilityType": "STAFF"
      },
      {
        "eligibilityType": "STUDENT"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.048",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "24 Month Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "500.00",
            "maximumValue": "9999.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "24 Month Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.048",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P12M",
        "tiers": [
          {
            "name": "24 Month Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "500.00",
            "maximumValue": "9999.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "24 Month Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.048",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "24 Month Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10000.00",
            "maximumValue": "49999.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "24 Month Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.048",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P12M",
        "tiers": [
          {
            "name": "24 Month Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10000.00",
            "maximumValue": "49999.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "24 Month Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.048",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "24 Month Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "50000.00",
            "maximumValue": "9999999.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "24 Month Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.048",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P12M",
        "tiers": [
          {
            "name": "24 Month Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "50000.00",
            "maximumValue": "9999999.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "24 Month Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
      }
    ],
    "productCategory": "TERM_DEPOSITS",
    "productId": "I6_TD_24Months",
    "lastUpdated": "2026-06-10T16:59:42.000+10:00",
    "name": "24 Month Term Deposit",
    "description": "24 Month Term Deposit",
    "brand": "South West Slopes Credit Union",
    "brandName": "South West Slopes Credit Union Ltd trading as SWSbank",
    "applicationUri": "https://swscu.apply-online.com.au/#/3e8f1c2b-4724-4a65-b5d0-2d7eaf64b99b",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
    }
  }
}