{ "source": "https://ob.tmbl.com.au/unibank/cds-au/v1/banking/products/2c8c3aec-68ea-4210-90b4-8a8f1797252e", "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).", "data": { "productId": "2c8c3aec-68ea-4210-90b4-8a8f1797252e", "lastUpdated": "2026-07-07T14:46:02.000+10:00", "productCategory": "TERM_DEPOSITS", "name": "Term Deposit", "description": "Take advantage of great returns on our term deposits.", "brand": "UB", "brandName": "UniBank", "applicationUri": "https://www.unibank.com.au/banking/term-deposit", "isTailored": false, "additionalInformation": { "overviewUri": "https://www.unibank.com.au/banking/term-deposit", "termsUri": "https://www.unibank.com.au/content/dam/documents/collateral/conditions-of-use.pdf", "eligibilityUri": "https://www.unibank.com.au/banking/term-deposit", "feesAndPricingUri": "https://www.unibank.com.au/content/dam/documents/collateral/fees-and-charges.pdf" }, "features": [ { "featureType": "OTHER", "additionalInfo": "No account keeping fee" }, { "featureType": "OTHER", "additionalInfo": "A guaranteed rate for terms from 3 to 36 months" }, { "featureType": "OTHER", "additionalInfo": "Earn a competitive interest rate on your investment with a minimum opening balance of $1,000 can get you started." }, { "featureType": "OTHER", "additionalInfo": "Interest can be paid monthly, 12 monthly or at maturity." }, { "featureType": "OTHER", "additionalInfo": "For deposits of $500,000 and over, rates are by negotiation and subject to acceptance." }, { "featureType": "OTHER", "additionalInfo": "We'll send you a written renewal notice before your deposit matures." }, { "featureType": "OTHER", "additionalInfo": "If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. 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"name": "Term Deposit_Tier_2", "unitOfMeasure": "MONTH", "minimumValue": "11", "maximumValue": "11", "rateApplicationMethod": "WHOLE_BALANCE" } ], "additionalValue": "P11M" }, { "depositRateType": "FIXED", "rate": "0.0525", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P12M", "tiers": [ { "name": "Term Deposit_Tier_1", "unitOfMeasure": "DOLLAR", "minimumValue": "1000.00", "maximumValue": "4999.99", "rateApplicationMethod": "WHOLE_BALANCE" }, { "name": "Term Deposit_Tier_1", "unitOfMeasure": "MONTH", "minimumValue": "12", "maximumValue": "12", "rateApplicationMethod": "WHOLE_BALANCE" } ], "additionalValue": "P12M" }, { "depositRateType": "FIXED", "rate": "0.0525", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P12M", "tiers": [ { "name": "Term Deposit_Tier_2", "unitOfMeasure": "DOLLAR", "minimumValue": "5000.00", "maximumValue": "9999999.00", "rateApplicationMethod": "WHOLE_BALANCE" }, { "name": "Term Deposit_Tier_2", "unitOfMeasure": "MONTH", "minimumValue": "12", "maximumValue": "12", "rateApplicationMethod": "WHOLE_BALANCE" } ], "additionalValue": "P12M" }, { "depositRateType": "FIXED", "rate": "0.04", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P17M", "tiers": [ { "name": "Term Deposit_Tier_1", "unitOfMeasure": "DOLLAR", "minimumValue": "1000.00", "maximumValue": "4999.99", "rateApplicationMethod": "WHOLE_BALANCE" }, { "name": "Term Deposit_Tier_1", "unitOfMeasure": "MONTH", "minimumValue": "13", "maximumValue": "17", "rateApplicationMethod": "WHOLE_BALANCE" } ], "additionalValue": "P17M" }, { "depositRateType": "FIXED", "rate": "0.04", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P17M", "tiers": [ { "name": "Term Deposit_Tier_2", "unitOfMeasure": "DOLLAR", "minimumValue": "5000.00", "maximumValue": "9999999.00", "rateApplicationMethod": "WHOLE_BALANCE" }, { "name": "Term Deposit_Tier_2", "unitOfMeasure": "MONTH", "minimumValue": "13", "maximumValue": "17", "rateApplicationMethod": "WHOLE_BALANCE" } ], "additionalValue": "P17M" }, { "depositRateType": "FIXED", "rate": "0.04", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P23M", "tiers": [ { "name": "Term Deposit_Tier_1", "unitOfMeasure": "DOLLAR", "minimumValue": "1000.00", "maximumValue": "4999.99", "rateApplicationMethod": "WHOLE_BALANCE" }, { "name": "Term Deposit_Tier_1", "unitOfMeasure": "MONTH", "minimumValue": "18", "maximumValue": "23", "rateApplicationMethod": "WHOLE_BALANCE" } ], "additionalValue": "P23M" }, { "depositRateType": "FIXED", "rate": "0.04", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P23M", "tiers": [ { "name": "Term Deposit_Tier_2", "unitOfMeasure": "DOLLAR", "minimumValue": "5000.00", "maximumValue": "9999999.00", "rateApplicationMethod": "WHOLE_BALANCE" }, { "name": "Term Deposit_Tier_2", "unitOfMeasure": "MONTH", "minimumValue": "18", "maximumValue": "23", "rateApplicationMethod": "WHOLE_BALANCE" } ], "additionalValue": "P23M" }, { "depositRateType": "FIXED", "rate": "0.04", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P35M", "tiers": [ { "name": "Term Deposit_Tier_1", "unitOfMeasure": "DOLLAR", "minimumValue": "1000.00", "maximumValue": "4999.99", "rateApplicationMethod": "WHOLE_BALANCE" }, { "name": "Term Deposit_Tier_1", "unitOfMeasure": "MONTH", "minimumValue": "24", "maximumValue": "35", "rateApplicationMethod": "WHOLE_BALANCE" } ], "additionalValue": "P35M" }, { "depositRateType": "FIXED", "rate": "0.04", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P35M", "tiers": [ { "name": "Term Deposit_Tier_2", "unitOfMeasure": "DOLLAR", "minimumValue": "5000.00", "maximumValue": "9999999.00", "rateApplicationMethod": "WHOLE_BALANCE" }, { "name": "Term Deposit_Tier_2", "unitOfMeasure": "MONTH", "minimumValue": "24", "maximumValue": "35", "rateApplicationMethod": "WHOLE_BALANCE" } ], "additionalValue": "P35M" }, { "depositRateType": "FIXED", "rate": "0.04", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P36M", "tiers": [ { "name": "Term Deposit_Tier_1", "unitOfMeasure": "DOLLAR", "minimumValue": "1000.00", "maximumValue": "4999.99", "rateApplicationMethod": "WHOLE_BALANCE" }, { "name": "Term Deposit_Tier_1", "unitOfMeasure": "MONTH", "minimumValue": "36", "maximumValue": "36", "rateApplicationMethod": "WHOLE_BALANCE" } ], "additionalValue": "P36M" }, { "depositRateType": "FIXED", "rate": "0.04", "calculationFrequency": "P1D", "applicationType": "PERIODIC", "applicationFrequency": "P36M", "tiers": [ { "name": "Term Deposit_Tier_2", "unitOfMeasure": "DOLLAR", "minimumValue": "5000.00", "maximumValue": "9999999.00", "rateApplicationMethod": "WHOLE_BALANCE" }, { "name": "Term Deposit_Tier_2", "unitOfMeasure": "MONTH", "minimumValue": "36", "maximumValue": "36", "rateApplicationMethod": "WHOLE_BALANCE" } ], "additionalValue": "P36M" } ] } }