{
  "source": "https://public.cdr.volvo-financialservices.com.au/cds-au/v1/banking/products/d678fb9a-4a9e-4cc3-ade5-ece01670e0a2",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "additionalInformation": {
      "eligibilityUri": "https://www.volvocars.com/au/l/financial-services/volvo-car-future-value/",
      "feesAndPricingUri": "https://www.volvocars.com/au/l/financial-services/volvo-car-future-value/",
      "overviewUri": "https://www.volvocars.com/au/l/financial-services/volvo-car-future-value/",
      "termsUri": "https://www.volvocars.com/au/l/financial-services/volvo-car-future-value/"
    },
    "applicationUri": "https://www.volvocars.com/au/l/financial-services/volvo-car-future-value/",
    "brand": "Volvo Car Financial Services",
    "constraints": [
      {
        "additionalInfo": "Subject to Agreed Term, Agreed Kilometre and Reasonable Wear and Tear.",
        "constraintType": "OTHER"
      }
    ],
    "description": "Volvo Car Future Value allows you to safeguard the future value of your vehicle. The product allows you choose the loan term and KM limit that suits your needs and we guarantee the future value of your car at the end of the term, subject to fair wear and tear guidelines. You can use Volvo Car Future Value with a Consumer Loan or Business Loan (Chattel Mortgage) finance product.",
    "eligibility": [
      {
        "additionalInfo": "Please refer to Volvo Car Financial Services for more information",
        "eligibilityType": "OTHER"
      }
    ],
    "features": [
      {
        "additionalInfo": "End of term options: Trade in, Retain or Return. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200",
        "featureType": "OTHER"
      }
    ],
    "fees": [
      {
        "additionalValue": "N/A",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "520.00"
        },
        "name": "Loan Establishment Fee"
      },
      {
        "additionalValue": "N/A",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "DISHONOUR",
        "fixedAmount": {
          "amount": "35.00"
        },
        "name": "Payment Dishonour Fee"
      },
      {
        "additionalValue": "P21D",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "LATE_PAYMENT",
        "fixedAmount": {
          "amount": "35.00"
        },
        "name": "Default Notice Fee"
      },
      {
        "additionalValue": "P21D",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "LATE_PAYMENT",
        "fixedAmount": {
          "amount": "35.00"
        },
        "name": "Late Payment Fee"
      },
      {
        "additionalValue": "N/A",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EXIT",
        "fixedAmount": {
          "amount": "850.00"
        },
        "name": "Early Termination Fee"
      }
    ],
    "isTailored": true,
    "lastUpdated": "2026-07-02T14:01:17Z",
    "lendingRates": [
      {
        "additionalValue": "P5Y",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "comparisonRate": "0.0935",
        "lendingRateType": "FIXED",
        "loanPurpose": "OTHER",
        "rate": "0.0862",
        "repaymentType": "PRINCIPAL_AND_INTEREST"
      }
    ],
    "name": "Consumer Loan - Volvo Car Future Value",
    "productCategory": "PERS_LOANS",
    "productId": "d678fb9a-4a9e-4cc3-ade5-ece01670e0a2"
  }
}