{
  "source": "https://public.prd.weekendtoyfinance.com.au/cds-au/v1/banking/products/c794a265-ffa4-4270-84b5-1c9cd98b6ede",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "brand": "WTF",
    "brandName": "Weekend Toy Finance",
    "description": "A consumer loan designed to help customers purchase a new or used asset for personal use. The loan features a fixed interest rate and no deposit requirement.",
    "isTailored": false,
    "lastUpdated": "2026-07-06T10:25:11.121Z",
    "name": "Weekend Toy Finance - Select Consumer Loan",
    "productCategory": "PERS_LOANS",
    "productId": "c794a265-ffa4-4270-84b5-1c9cd98b6ede",
    "fees": [
      {
        "name": "Establishment fee",
        "currency": "AUD",
        "fixedAmount": {
          "amount": "395.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Introducer origination fee",
        "additionalInfo": "The origination fee will vary based on your introducer.",
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": "595.00"
        },
        "currency": "AUD",
        "feeType": "UPFRONT",
        "feeMethodUType": "variable"
      },
      {
        "name": "Personal Property Securities Register (PPSR) fee",
        "additionalInfo": "Fee payable for each security to be registered as a security interest on the PPSR website.",
        "currency": "AUD",
        "fixedAmount": {
          "amount": "6.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Security registration administration fee",
        "additionalInfo": "Fee payable for each security to be registered as a security interest on the PPSR website.",
        "currency": "AUD",
        "fixedAmount": {
          "amount": "3.95"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Monthly repayment fee",
        "additionalInfo": "Payable each time a monthly repayment is due.",
        "currency": "AUD",
        "additionalValue": "P1M",
        "fixedAmount": {
          "amount": "7.95"
        },
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Fortnightly repayment fee",
        "additionalInfo": "Payable each time a fortnightly repayment is due.",
        "currency": "AUD",
        "additionalValue": "P14D",
        "fixedAmount": {
          "amount": "3.95"
        },
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Dishonour fee",
        "additionalInfo": "Payable each time a payment instruction is dishonoured.",
        "currency": "AUD",
        "fixedAmount": {
          "amount": "25.00"
        },
        "feeType": "DISHONOUR",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Early termination fee",
        "additionalInfo": "Payable if the balance outstanding is repaid in full 6 months or more before the end of the loan term. The early termination fee is calculated as 5% of the balance outstanding up to a maximum of $500.",
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": "500.00"
        },
        "currency": "AUD",
        "feeType": "EXIT",
        "feeMethodUType": "variable"
      }
    ],
    "eligibility": [
      {
        "additionalInfo": "All applicants are required to be 18 years or over.",
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "additionalInfo": "Applicants must be a natural person. Consumer loans are available for individuals and co-borrowers.",
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Applicants must be an Australian or New Zealand citizen, or a permanent Australian resident, or hold an acceptable visa that is valid for the loan term. Applicants must reside in Australia."
      },
      {
        "additionalInfo": "Applicants must hold a valid licence suitable for the asset being financed.",
        "eligibilityType": "OTHER"
      }
    ],
    "constraints": [
      {
        "additionalInfo": "Minimum loan amount for motor vehicles, motorcycles, all-terrain vehicles (ATV), side-by-side vehicles, personal watercraft assets, caravans, camper trailers, motor homes, trailers and agricultural equipment.",
        "constraintType": "MIN_LIMIT",
        "additionalValue": "3000.00"
      },
      {
        "additionalInfo": "Maximum loan amount for motor vehicles, motorcycles, all-terrain vehicles (ATV), side-by-side vehicles, personal watercraft assets, caravans, camper trailers, motor homes, trailers and agricultural equipment, subject to credit criteria.",
        "constraintType": "MAX_LIMIT",
        "additionalValue": "7499.99"
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Finance available for new or used assets including motor vehicles, motorcycles, all-terrain vehicles (ATV), side-by-side vehicles, personal watercraft assets, caravans, camper trailers, motor homes, trailers or agricultural equipment.",
        "additionalValue": "New or used assets"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Available terms of 2, 3, 4 and 5 years.",
        "additionalValue": "Flexible loan terms"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Have the certainty of a fixed interest rate and repayment amount for the life of the loan.",
        "additionalValue": "Fixed interest rates and repayments"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Repayments can be made fortnightly or monthly, giving flexibility to manage your payment options.",
        "additionalValue": "Repayment frequency options"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Where available, additional finance inclusions such as comprehensive insurance and extended warranties may be included in the total amount financed, subject to credit criteria.",
        "additionalValue": "Additional finance inclusions"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "FIXED",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1D",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "comparisonRate": "0.1186",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "rate": "0.1075",
        "additionalInfo": "Fixed interest rate for a Consumer Loan on a 2, 3, 4 or 5 year term.",
        "loanPurpose": "OTHER",
        "additionalValue": "P5Y"
      }
    ]
  }
}