Unsecured Fixed Rate Personal Loan
Alex gets you a multi-award winning personal loan with personalised interest rates based on your credit history and doesn't penalise you for making additional repayments or paying your loan out earlier,
- From
- 8.49%
- 8.49% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Discount Alex Bank unsecured personal loans (green) are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 7.49% p.a. for borrowers with an outstanding credit rating and financial position, to a maximum Annual Percentage Rate (APR) 17.49% p.a. (comparison rate* 7.49% p.a. to 17.49% p.a.). Where the loan term is higher than 5 years a higher rate applies. | 7.49% | 7.49% | — |
| Discount Alex Bank unsecured personal loans (green) are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 7.49% p.a. for borrowers with an outstanding credit rating and financial position, to a maximum Annual Percentage Rate (APR) 17.49% p.a. (comparison rate* 7.49% p.a. to 17.49% p.a.). Where the loan term is higher than 5 years a higher rate applies. | 7.49% | 7.49% | — |
| Discount Alex Bank unsecured personal loans (green) are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 7.49% p.a. for borrowers with an outstanding credit rating and financial position, to a maximum Annual Percentage Rate (APR) 17.49% p.a. (comparison rate* 7.49% p.a. to 17.49% p.a.). Where the loan term is higher than 5 years a higher rate applies. | 7.49% | 7.49% | — |
| Fixed · 7 years Alex Bank unsecured personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 8.49% p.a. for borrowers with an outstanding credit rating and financial position, to a maximum Annual Percentage Rate (APR) 18.49% p.a. (comparison rate* 8.49% p.a. to 18.49% p.a.). Where the loan term is higher than 5 years a higher rate applies. |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment fee Pay weekly, fortnightly or monthly via direct debit | Upfront | $0.00 |
| Late Payment Fee | Event | $0.00 |
| Early Repayment Fee | Event | $0.00 |
Features
- No monthly or annual account keeping fees — No ongoing fees
- You can make extra repayments or payout the loan in full early without any penalty — No early repayment or payout fees
- Pay weekly, fortnightly or monthly via direct debit — Repayment frequency
Eligibility
- Individuals only — Individuals must have the legal capacity to enter into the loan contract. Not available for joint borrowers or non-individual borrowers.
- Residency status — Individuals must be an Australian Citizen or Permanent Resident
- Minimum age — 18 years
Constraints
- Minimum limit — $2,100.00
- Maximum limit — $50,000.00Dependent on Purpose of Loan.
More Information
Published by Alex.Bank under the Consumer Data Right · Last updated 12 March 2026 · Product ID 62e0fe85-edf4-4882-9411-0315556ad2ad · View on CDR.gov.au