Term Deposit - Direct
Term DepositsData Sharing Status
Alex gets you a competitive interest rate on your term deposit. Origination via invite only.
- Fixed rate
- 5.25%
- 1 year
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed · 1 year Interest at Maturity | 5.25% | Amount $5,000–$250,000 | yearly |
| Fixed · 1 year Interest Paid Monthly | 5.15% | Amount $5,000–$250,000 | monthly |
| Fixed · 2 years Interest Paid Monthly | 4.7% | Amount $5,000–$250,000 | monthly |
| Fixed · 2 years Interest Paid Annually | 4.8% | Amount $5,000–$250,000 | yearly |
| Fixed · 3 years Interest Paid Monthly | 4.7% | Amount $5,000–$250,000 | monthly |
| Fixed · 3 years Interest Paid Annually | 4.8% | Amount $5,000–$250,000 | yearly |
| Fixed · 1 year 6 months Interest Paid Monthly | 4.7% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee month | Ongoing | $0.00 |
Features
- Reinvest Principal and Interest, Reinvest Principal and Payout Interest, Payout Principal and Interest. — Maturity Options
- At Maturity, Annually, Monthly. — Interest Payment Options
- 7 calendar days from the date of reinvestment. — Grace Period
- 31 calendar days' advance notice in writing unless financial hardship applies. An interest or principal adjustment may be applicable. — Early Withdrawal
Eligibility
- Individual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund, Australian Registered Company — Eligible Customers
- Residency status — Individuals must be an Australian Citizen or Permanent Resident.
- Minimum age — 18 years
- Origination via accredited invite only. — Channel
Constraints
- Minimum balance — $5,000.00
- Maximum balance — $250,000.00
More Information
Published by Alex.Bank under the Consumer Data Right · Last updated 14 May 2026 · Product ID 6c6f08e9-0d60-44c4-8fc9-79b146366ef9 · View on CDR.gov.au · View Source Data (JSON)