---
title: "Secured Fixed Rate Personal Loan — Alex.Bank"
description: "Personal Loans from Alex.Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/alex-bank/products/8397effe-4703-470d-afaf-093502021c10
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-16T14:01:11Z
---

# Secured Fixed Rate Personal Loan — Alex.Bank

> Personal Loans from Alex.Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Alex gets you a secured personal loan with personalised interest rates based on your credit history and doesn't penalise you for making additional repayments or paying your loan out earlier.

## At a glance

- **From:** 7.49% (7.9% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 7 years (Alex Bank secured personal loans (car) are available for a minimum of 1 year to a maximum of 7 years. Interest rates for a term up to 5 years range from 7.49% p.a. for borrowers with an outstanding credit rating and financial position, to a maximum Annual Percentage Rate (APR) 15.49% p.a. (comparison rate* 7.90% p.a. to 15.94% p.a.). Where the loan term is higher than 5 years a higher rate applies.) | 7.49% | 7.9% | — |
| Fixed · 7 years (Alex Bank secured personal loans (car) are available for a minimum of 1 year to a maximum of 7 years. Interest rates for a term up to 5 years range from 7.49% p.a. for borrowers with an outstanding credit rating and financial position, to a maximum Annual Percentage Rate (APR) 15.49% p.a. (comparison rate* 7.90% p.a. to 15.94% p.a.). Where the loan term is higher than 5 years a higher rate applies.) | 7.49% | 7.9% | — |
| Fixed · 7 years (Alex Bank secured personal loans (car) are available for a minimum of 1 year to a maximum of 7 years. Interest rates for a term up to 5 years range from 7.49% p.a. for borrowers with an outstanding credit rating and financial position, to a maximum Annual Percentage Rate (APR) 15.49% p.a. (comparison rate* 7.90% p.a. to 15.94% p.a.). Where the loan term is higher than 5 years a higher rate applies.) | 7.49% | 7.9% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Establishment fee | Upfront | $295.00 |
| Late Payment Fee | Event | $0.00 |
| Early Repayment Fee — Flexibility to make extra repayments or payout loan in full without penalty | Event | $0.00 |

## Instalment plans

- **Plan splits** — 1 instalments

## Features

- **No monthly or annual account keeping fees** — No ongoing fees
- **You can make extra repayments or payout the loan in full early without any penalty** — No early repayment or payout fees
- **Pay weekly, fortnightly or monthly via direct debit** — Repayment frequency

## Eligibility

- **Individuals only** — Individuals must have the legal capacity to enter into the loan contract. Not available for joint borrowers or non-individual borrowers.
- **Residency status** — Individuals must be an Australian Citizen or Permanent Resident
- **Minimum age** — 18 years

## Constraints

- **Minimum limit** — $10,000.00
- **Maximum limit** — $100,000.00
- **Maximum LVR** — 120%

## More information from Alex.Bank

- [Overview](https://www.alex.com.au/car-loan/)
- [Eligibility](https://www.alex.com.au/legal/secured-personal-loan-target-market-determination/)
- [Fees & pricing](https://www.alex.bank/legal/credit-fees-guide/)

## Data provenance

- Published by Alex.Bank under the Consumer Data Right
- Product ID: `8397effe-4703-470d-afaf-093502021c10`
- Last updated by the provider: 16 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/alex-bank/8397effe-4703-470d-afaf-093502021c10
- Provider page: https://www.cdrcompare.au/brands/alex-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000443

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/alex-bank/products/8397effe-4703-470d-afaf-093502021c10) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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