Allcredit Automotive Finance - Select Consumer Loan
A consumer loan designed to help customers purchase a new or used asset for personal use. The loan features a fixed interest rate and no deposit requirement.
- From
- 9.95%
- 11.79% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 7 years Fixed interest rate for a Consumer Loan on a 2, 3, 4, 5, 6 or 7 year term. | 9.95% | 11.79% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment fee | Upfront | $595.00 |
| Introducer origination fee The origination fee will vary based on your introducer. | Upfront | $0.00 – $595.00 |
| Personal Property Securities Register (PPSR) fee Fee payable for each security to be registered as a security interest on the PPSR website. | Upfront | $6.00 |
| Security registration administration fee Fee payable for each security to be registered as a security interest on the PPSR website. | Upfront | $3.95 |
| Monthly repayment fee Charged monthly · Payable each time a monthly repayment is due. | Ongoing | $14.70 |
| Fortnightly repayment fee Charged every 14 days · Payable each time a fortnightly repayment is due. | Ongoing | $6.80 |
| Dishonour fee Payable each time a payment instruction is dishonoured. |
Features
- Finance available for new or used assets including motor vehicles, caravans, camper trailers, motor homes or trailers. — New or used assets
- Available terms of 2, 3, 4, 5, 6 and 7 years. — Flexible loan terms
- Have the certainty of a fixed interest rate and repayment amount for the life of the loan. — Fixed interest rates and repayments
- Repayments can be made fortnightly or monthly, giving flexibility to manage your payment options. — Repayment frequency options
- Where available, additional finance inclusions such as comprehensive insurance and extended warranties may be included in the total amount financed, subject to credit criteria. — Additional finance inclusions
Eligibility
- Minimum age — 18 yearsAll applicants are required to be 18 years or over.
- Individuals onlyApplicants must be a natural person. Consumer loans are available for individuals and co-borrowers.
- Residency status — Applicants must be an Australian or New Zealand citizen, or a permanent Australian resident, or hold an acceptable visa that is valid for the loan term. Applicants must reside in Australia.
- Applicants must hold a valid licence suitable for the asset being financed.
Constraints
- Minimum limit — $5,001.00Minimum loan amount for motor vehicles, caravans, camper trailers, motor homes and trailers.
- Maximum limit — $9,999.99Maximum loan amount for motor vehicles, caravans, camper trailers, motor homes and trailers.
Published by Allcredit Automotive Finance under the Consumer Data Right · Last updated 6 July 2026 · Product ID 097a5721-9779-4cdf-9534-423440ded05e