American Express® Business Travel Account
Credit & Charge Cards
Enable employees and non-employees to make travel purchases and reconcile all spend in a central billing Account.
Fees
| Fee | Type | Amount |
|---|---|---|
| Late Payment Fee Three percent (3%) or $10, whichever is greater, will be charged on any overdue amount. | Event | 3% of balance |
| Currency Conversion Fee 3.5% of the converted amount. Payable when any charge is processed in a currency other than Australian dollars. | Purchase | 3.5% of transaction |
| Dishonour Fee $6 for each dishonour or debit rejection. | Event | $6.00 |
Features
- Bill payment (BPAY) — Ways to pay your bill
- Fraud protection
- Fraud Protection Guarantee, protecting you from unauthorised charges made on your Account.
- Insurance included — American Express® Business Travel Account Insurance
- Terms, conditions, cover limits and exclusions apply.
- Up to 51 days to pay for purchases. — Cashflow Days
- Digital banking — American Express @ Work
- With @ Work, you can access personalised reports and commercial insights to help you efficiently manage your Corporate program.
Eligibility
- Business customersMust be a Director or Controller of the business.
- Business customersAn active Australian Business Number (ABN).
- Minimum 2 years in business.
- Business must be GST registered.
- Minimum turnover — $10,000,000.00 p.a.
- Applications are assessed based on the information provided and are subject to credit approval.
More Information
Published by American Express under the Consumer Data Right · Last updated 8 July 2026 · Product ID 0c0e45b1-b3ff-4284-a3f2-56f7b7043a8f