American Express® Business Gold Plus Card

Credit & Charge Cards

Make big plans with the metal Card that turns your business purchases into rich rewards.

Interest Rates

Type	Rate	Comparison	Applies To
Purchase Flexible Payment Option rate applied to the portion of your statement balance carried forward up to your FPO limit.	23.99%	—	—

Fee	Type	Amount
Annual Fee Charged yearly −$200.00 — American Express may, at its discretion, discount the annual fee where the customer holds an eligible American Express Personal Card and meets all other applicable eligibility criteria.	Ongoing	$395.00
Business Employee Card Fee (applies to first 2 Employee Cards) Charged yearly · Applies to the first 2 Employee Cards.	Ongoing	$0.00
Business Employee Card Fee (applies from the 3rd Employee Card onwards) Charged yearly · Applies to each Employee Card from the 3rd to 99th Employee Card.	Ongoing	$75.00
Late Payment Fee Three percent (3%) or $20, whichever is greater, will be charged on any overdue amount.	Event	3% of balance
Currency Conversion Fee 3.5% of the converted amount. Payable when any charge is processed in a currency other than Australian dollars.	Purchase	3.5% of transaction
Dishonour Fee $20 for each dishonour or debit rejection.

Additional cards — up to 99: Two Employee Cards for no extra fee then $75 p.a. for each additional Employee Card.
Bill payment (BPAY) — Ways to pay your bill
Bonus rewards — New Card Member Offer
Bonus rewards — Existing Merchant Member Card Offer
Digital banking — Amex App: The Amex App lets you quickly and easily manage your Card Account anytime, anywhere.
Digital wallet — Apple Pay
Digital wallet — Google Pay

Minimum age — 18 years
Residency status — You are an Australian citizen or permanent resident or hold a long term visa. Long term visa means 12 months or more and does not include a student visa.
Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
Business customersMust be a Director or Controller of the business
Business customersAn active Australian Business Number (ABN).
Business must be GST registered.
Minimum turnover — $75,000.00 p.a.
Applications are assessed based on the information provided and are subject to credit approval.

Published by American Express under the Consumer Data Right · Last updated 9 July 2026 · Product ID 6b78ce86-e85e-44f4-999b-bc2bb5b2392b