American Express vPayment
Credit & Charge Cards
Control supplier payments and help minimise fraud risk with Virtual Account Numbers and limits assigned per transaction.
Fees
| Fee | Type | Amount |
|---|---|---|
| Late Payment Fee Three percent (3%) or $30, whichever is greater, will be charged on any overdue amount. | Event | 3% of balance |
| Currency Conversion Fee 3.5% of the converted amount. Payable when any charge is processed in a currency other than Australian dollars. | Purchase | 3.5% of transaction |
| Dishonour Fee $6 for each dishonour or debit rejection. | Event | $6.00 |
Features
- Bill payment (BPAY) — Ways to pay your bill
- Fraud protection
- Fraud Protection Guarantee, protecting you from unauthorised charges made on your Account.
- Up to 51 days to pay for purchases. — Cashflow Days
- Digital banking — American Express @ Work
- With @ Work, you can access personalised reports and commercial insights to help you efficiently manage your Corporate program.
Eligibility
- Business customersMust be a Director or Controller of the business.
- Business customersAn active Australian Business Number (ABN).
- Minimum 2 years in business.
- Business must be GST registered.
- Minimum turnover — $10,000,000.00 p.a.
- Applications are assessed based on the information provided and are subject to credit approval.
More Information
Published by American Express under the Consumer Data Right · Last updated 9 July 2026 · Product ID c781a9a6-0826-4a95-bf79-a312f41d9d0d