---
title: "AMP Bank GO Joint Everyday Account — AMP Bank GO"
description: "Transaction & Savings Accounts from AMP Bank GO. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/amp-bank-go/products/742ac387-bd04-489d-a60b-6af630eee3ff
source: "CDR Compare"
language: en-AU
last_updated: 2026-04-30T06:41:23.009Z
---

# AMP Bank GO Joint Everyday Account — AMP Bank GO

> Transaction & Savings Accounts from AMP Bank GO. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

The AMP Bank GO Everyday Account is a digital-first transaction account that has no monthly account fees and allows customers easy access to their funds.

## At a glance

- **Base rate:** 0%

## Apply

Applications are handled by the provider: [Apply at AMP Bank GO]( https://www.amp.com.au/help-and-support/banking-faqs/amp-bank-go/download-amp-bank-go)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 0% | — | Unarranged-Unarranged Overdraft-0% |

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0% | Deposit-Retail Deposits-0% | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Monthly account management fee — Charged monthly · When you open and use your account with us | Ongoing | $0.00 |
| ATM withdrawal fee — When you withdraw cash at ANZ, CBA, Westpac, NAB and atmx branded ATMs in Australia  We don't charge you a fee, but other ATM operators may apply a direct charge for ATM transactions | Withdrawal | $0.00 |
| Currency conversion fee — When you use your Debit Card to make a purchase overseas or withdraw from an ATM overseas in a foreign currency, and the transaction is converted to Australian dollars | Transaction | $0.00 |
| International ATM withdrawal fee  — We don't charge you a fee, but ATM operators may apply a direct charge for ATM transactions | Withdrawal | $0.00 |

## Features

- **Fraud protection**
- **Card access** — AMP Bank Debit Mastercard
- **Digital banking**
- **Notifications** — Real time notifications for money in and out. In-app service notifications
- **Digital wallet** — Apple Pay and Google Pay (Digital wallet Terms and Conditions)
- **Unlimited transactions** (Transaction Account Terms and Conditions)
- **Real-time payments (NPP)** (Transaction Account Terms and Conditions)
- **PayID** (Transaction Account Terms and Conditions)
- **Bill payment (BPAY)** — BPAY (Transaction Account Terms and Conditions)
- **Free transactions** — Unlimited (Account Limits, Fees and Charges)
- **Loyalty program** — Qantas Frequent Flyer
- **Bonus rewards** — 1 Qantas Point for every $10 of monthly average balance,  paid monthly. Maximum earn rate of 500,000 Qantas Points per month.

## Eligibility

- **Minimum age** — 15 years
- **Individuals only**
- **Residency status** — Must be an Australian resident

## Constraints

- **Minimum balance** — $0.00 (The is no minimum balance)
- **Opening balance** — $0.00 (There is no deposit requirement to open your account)

## More information from AMP Bank GO

- [Overview](https://www.amp.com.au/joint-everyday-account)
- [Terms & conditions](https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/transaction-account-terms-and-conditions.pdf)
- [Eligibility](https://www.amp.com.au/content/dam/amp-2024/documents/tmds/bank/amp-bank-everyday-account-tmd.pdf)
- [Fees & pricing](https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/account-limits-fees-and-charges.pdf)

## Data provenance

- Published by AMP Bank GO under the Consumer Data Right
- Product ID: `742ac387-bd04-489d-a60b-6af630eee3ff`
- Last updated by the provider: 30 April 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/amp-bank-go/742ac387-bd04-489d-a60b-6af630eee3ff
- Provider page: https://www.cdrcompare.au/brands/amp-bank-go
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000444

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/amp-bank-go/products/742ac387-bd04-489d-a60b-6af630eee3ff) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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