AMP Cash Manager
Benefit from a competitive tiered variable interest rate with no minimum deposit required.
- Base rate
- 4.5%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | Tiered Interest rate for balances $0 to $10000 | monthly |
| Variable | 4.5% | Tiered Interest rate for balances $10000.01 to $250000 | monthly |
| Variable | 3.85% | Tiered Interest rate for balances $250000.01 to $5000000 | monthly |
| Variable | 2% | Tiered Interest rate for balances $5000000.01 and over | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Account Management Fee Charged monthly · Refer to the banks fees and charges guides for information relevant to your product | Ongoing | $0.00 |
| International ATM cash withdrawal fee When you withdraw from your account at any international ATM | Withdrawal | $4.50 |
| Currency conversion fee When you use your AMP Visa Debit Card to make a purchase overseas or withdraw from an ATM overseas in a foreign currency and the transaction is converted to Australian dollars | Transaction | 2.5% of transaction |
| Emergency replacement AMP Visa Debit Card fee When you request urgent delivery of a replacement AMP Visa Debit Card | Replacement | $15.00 |
| Inward SWIFT fee - deposits When funds are transferred to your account (by SWIFT) from a bank in Australia or overseas (in Australian dollars) | Deposit | $30.00 |
| Telegraphic transfer fee - withdrawals When you request us to transfer funds from your account (by SWIFT) to a bank in Australia (in Australian dollars) When you request us to transfer funds from your account (by telegraphic transfer) to an overseas bank (in Australian dollars or a foreign currency). |
Features
- Card access — Visa Debit Card
- A card is available for the product to access funds
- Unlimited transactions
- Unlimited free transactions available
- Digital wallet — Make payments with Apple Pay, Samsung Pay or Google Pay using your device anywhere you can tap your Visa Debit Card
- A Digital wallet can be attached to the product
- Digital banking
- Access is available to online banking features for the product
- Real-time payments (NPP)
- An account of this product type can be used to receive funds as a result of a BSB/Number based NPP payment
Constraints
- Minimum balance — $0.00You don't need to maintain a specific minimum balance
- Maximum balance — $5,000,000.00Balances over $5,000,000 are available at our discretion.
Published by AMP - My AMP under the Consumer Data Right · Last updated 24 June 2026 · Product ID AMP_CASH_MANAGER · View on CDR.gov.au