AMP First Home Loan

Per security. Payable for each additional security offered at loan establishment. Fee is not refundable.

Payable when valuation costs associated with a loan application or variation exceed $550. If applicable, we will advise you of any excess valuation costs payable prior to the valuation.

Payable at settlement where you have requested that we secure the fixed interest rate on a fixed rate loan. Fixed rates will be locked for 90 days from the day the request is received. The fee is not refundable

Payable if at any time before the fixed interest period expires: You make additional repayments above the minimum required payments exceeding $10,000 for each 12 month period within a fixed interest period; or You repay all of the money owing under the facility during any fixed interest period before it is due; or We agree to change your annual percentage rate during your fixed interest period (this includes a change to your annual percentage ratedue to a change to your repayment type [principal andinterest or interest only] or a change to your loan purpose [owner occupied or investment]). Break costs can be substantial. The amount which is our estimate of loss (if any) resulting from the relevant event. A 12 month period is defined as the time from the date the fixed interest period commenced to the initial anniversary of that date and each consecutive anniversary thereafter until the fixed interest period expires. Refer to your Loan Conditions for more information.