AMP Superedge Loan
A home loan for property purchases within an SMSF structure. Offsets are available for variable loans.
- From (investment)
- 6.89%
- 7.26% comparison
Interest Rates
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable New business rates, fees and charges apply · New business rate | 6.89% | 7.26% | LVR greater than 50% and less than or equal to 60% inc LMIUnder 50% LVR inc LMIsuperedge_tier $200,000–$2,500,000 |
| Variable New business rates, fees and charges apply · New business rate | 6.89% | 7.26% | LVR greater than 60% and less than or equal to 70% inc LMIsuperedge_tier $200,000–$2,500,000 |
| Variable New business rates, fees and charges apply · New business rate | 6.99% | 7.36% | LVR greater than 70% and less than or equal to 80% inc LMIsuperedge_tier $200,000–$2,500,000 |
Investment — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
Fees
| Fee | Type | Amount |
|---|---|---|
| Valuation fee Payable when valuation costs associated with a loan application or variation exceed $550. If applicable, we will advise you of any excess valuation costs payable prior to the valuation. | Event | null – null |
| Rework fee Payable when a loan agreement or variation to loan agreement is re-issued due to changes requested by either you or the introducer. | Event | $249.00 |
| Variation fee Plus any solicitor's or mortgage processing costs, valuation costs if applicable and any government fees which may vary from state to state. Payable when we agree to vary your loan or any security - not payable for ProPack or AMP First loans. Switching to a variable rate or another fixed rate at the end of a fixed rate period is free. Switching your repayment type from interest only to principal and interest is free. | Event | $299.00 |
| Discharge fee Payable when we are requested to discharge all securities. Customers also pay the actual solicitors' or mortgage processing servicers' costs, which include,for example, search fees and postage, valuation costs if applicable and any applicable Government fees, which may vary from state to state. | Exit | $390.00 |
| Verification of identity by Australia Post Payable when you obtain a Verification of Identity service from an Australia Post office. |
Features
- Offset account — An offset account can be connected to the product
- You can choose to set up an Offset Deposit Account on a variable rate loan. WARNING: Trustees of self-managed super funds must ensure that use of the offset deposit account is compliant with their regulatory obligations
- Unlimited transactions — Unlimited free transactions available
- Service fees may apply for manual redraw requests or special services.
- Digital wallet — Apple Pay, Samsung Pay or Google Pay
- Customers can link eligible AMP accounts to Apple Pay, Google Pay, and Samsung Pay for secure and convenient digital wallet transactions.
- Digital banking
- Customers can access and manage their home loan online via My AMP, our secure digital banking platform, offering features for easy account monitoring and transactions.
- Extra repayments
- AMP home loans allow for flexible additional repayments to reduce interest and pay off loans faster. Variable rate loans allow unlimited extra repayments, while fixed-rate loans often limit these to $10,000 per 12-month period. Please refer to Loan Conditions and Credit guide for more information on the consequences of repaying your Fixed Rate Loan early
Eligibility
- Must be ATO regulated SMSF trust — Must be ATO regulated SMSF trust
Constraints
- Minimum limit — $200,000.00Minimum lending amount for new home loans is $200,000
- The loan term ranges from a minimum of 10 years to a maximum of 30 years
More Information
Published by AMP - My AMP under the Consumer Data Right · Last updated 30 June 2026 · Product ID AMP_SMSF_HL · View on CDR.gov.au · View Source Data (JSON)