---
title: "ANZ Business Loan — ANZ"
description: "Business Loans from ANZ. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/anz/products/1144a74f-dac2-4db9-ac6a-5ff2e4abd784
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-31T14:00:00.000Z
---

# ANZ Business Loan — ANZ

> Business Loans from ANZ. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

With a choice of repayment options, our Business Loan lets you handpick the solutions that suit your business best

## At a glance

- **From:** 12.74% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Interest rate is only applicable when applying via the GoBiz online application channel.) | 12.74% | — | — |
| Fixed · 1 year (Fixed for 1 year. Interest rate is only applicable when applying via the GoBiz online application channel.) | 12.74% | — | — |
| Fixed · 2 years (Fixed for 2 years. Interest rate is only applicable when applying via the GoBiz online application channel.) | 12.74% | — | — |
| Fixed · 3 years (Fixed for 3 years. Interest rate is only applicable when applying via the GoBiz online application channel.) | 12.74% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Certificate of Balance Fee — Payable on request of a Certificate of Balance | Event | $15.00 |
| Certificate of Interest Paid Fee — Payable on request of a Certificate of Interest Paid | Event | $15.00 |
| Document Preparation Fee - Loan Securities — For preparation of Mortgage over Property, Charge over Asset, Corporate Guarantee or Individual Guarantee. The fee applies to each document prepared. Where two Mortgage over Property documents are prepared the total document preparation fee is $400. | Event | $200.00 |
| Lodgement Fee - Original Registration — Original registration by ANZ | Event | $160.00 |
| Lodgement Fee - Registration — Charge for lodgement for registration of ANZ Mortgages, Discharges of Mortgage, Transfers of Land, PPS interests, assignment or reassignment of Life Policies and other documents | Event | $160.00 |
| Lodgement Fee - Re-registration — Re-registration of Personal Property Security Interests | Event | $160.00 |
| PPSR Registration, Renewal and Amendment Fees — Fees are determined by the Australian Financial Security Authority, not ANZ. Currently, on renewal of securities on PPSR: $6 for 7 year PPSR renewal or $25 for 25 year renewal, or $115 for renewal with no set end date. | Event | From $6.00 |
| Preparation/Execution Fee - Discharge of Mortgage — Preparation and/or execution of Discharge of Mortgage | Event | $90.00 |
| Preparation/Execution Fee - Consent to Lease/Deed of Priority — Preparation and/or execution of Consent to Lease or Deed of Priority | Event | $90.00 |
| Production Fee — For any changes that occur to a registered mortgage or on request for a certificate of title or other security document | Event | $160.00 |
| Search Fee — For searching for additional information (beyond normal searches like title search) required to obtain information from a government or regulatory body regarding the loan. Charged per property security. | Event | $50.00 |
| Settlement Fee — Payable when there is a security to be provided or varied under an ANZ loan. It is charged per settlement attended even if it falls through and even if physical settlement doesn’t occur. | Event | $160.00 |
| Statement of Amount Owing — Payable where a statement of amount owing on a loan account is supplied on your request more frequently than one in any three month period. $17.50 per 15 minutes. | Event | From $17.50 |
| Supplying Certificates — For supplying a certificate(s) for audit or other purposes. $70 per hour, with a minimum of $50. | Event | From $50.00 |
| Renegotiation Fee — Renewal of a fixed rate term (no change to security). This fee is charged at the time a fixed rate loan is renewed for a further fixed rate term and the ability to renew a further fixed rate term was not incorporated into the current Letter of Offer. | Event | $600.00 |
| Lock Rate Fee — $600 plus a % of the loan amount. Payable before or on the first drawdown date of a loan to lock in the interest rate current at the time of application for a loan which is to be drawn down at an approved drawdown date in the future. Only available for loans up to $500,000 with a fixed term between 1 and 5 years. | Upfront | From $600.00 |
| Loan Approval Fee — Payable for any approved application for a new loan/facility or a change to the terms of an existing loan/facility. Fee is subject to negotiation and will be detailed on your Letter of Offer. Loan Approval Fee $0 when applying via GoBiz. | Upfront | Variable |
| Loan Administration Charge — Charged every 3 months · Charged in arrears for administration of the account. Price on application. Loan Administration Charge $0 (waived) when applying via GoBiz online application channel. | Ongoing | Variable |
| Stamp Duty - Mortgage Document — Payable where stamp duty is applicable to the loan at the time of settlement. The amount is calculated by the state or territory government's administrative body (e.g. Titles Office) using the value of the property being purchased. | Other | Variable |
| Stamp Duty - Transfer Land — Payable where stamp duty is applicable to the loan at the time of settlement. The amount is calculated by the state or territory government's administrative body (e.g. Titles Office) using the value of the property being purchased. | Other | Variable |
| Early Repayment Cost — For early repayment of the loan. Calculated based upon the loan amount and amount paid i.e. amount owing. | Event | Variable |
| Forward Start Fee — For guaranteeing a fixed rate on a loan that will be drawn on a specific drawdown date up to 60 days from the date of fee payment. Fee amount is Priced on Application | Upfront | Variable |
| Late Payment Fee — 30 · Amount becomes payable when amount payment due remains unpaid for 30 or more days. The fee will be payable each month the amount remains unpaid. | Late payment | $35.00 |
| Enforcement expenses — Non-payment that is referred to a third party debt collection agency. The amount charged depends upon the enforcement action taken and the agency to which the debt is referred. | Other | Variable |

## Features

- **Digital banking** (Access using ANZ Internet Banking or ANZ App)
- **Fraud protection**
- **Guarantor supported**
- **Extra repayments** (Conditions and costs apply for early repayments on fixed rate products)
- **Offset account** (Eligibility criteria apply)

## Eligibility

- **Business customers** (The ANZ Business loan must the be used for business purposes. 

The ANZ Business Loan for Personal Investment must be used for personal investment purposes.  However, residential property investment is not a permitted investment purpose.)
- **Minimum age** — 18 years (You must be 18 years of age or older to apply.)

## Constraints

- **Minimum limit** — $10,000.00 (Minimum loan amount is $10,000)
- **Maximum limit** — $500,000.00 (Maximum Limit is only applicable when applying via GoBiz online application channel.)

## More information from ANZ

- [Overview](https://www.anz.com.au/business/loans-finance/business-loan/)
- [Terms & conditions](http://www.anz.com/aus/ratefee/default.asp?section=CFS&CID=af:obank:bb)
- [Eligibility](https://www.anz.com.au/business/loans-finance/business-loan/)
- [Fees & pricing](http://www.anz.com/aus/ratefee/default.asp?section=CFS&CID=af:obank:bb)

## Data provenance

- Published by ANZ under the Consumer Data Right
- Product ID: `1144a74f-dac2-4db9-ac6a-5ff2e4abd784`
- Last updated by the provider: 31 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/anz/1144a74f-dac2-4db9-ac6a-5ff2e4abd784
- Provider page: https://www.cdrcompare.au/brands/anz
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000006

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/anz/products/1144a74f-dac2-4db9-ac6a-5ff2e4abd784) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)