ANZ Business Loan
With a choice of repayment options, our Business Loan lets you handpick the solutions that suit your business best
- From
- 12.74%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Interest rate is only applicable when applying via the GoBiz online application channel. | 12.74% | — | — |
| Fixed · 1 year Fixed for 1 year. Interest rate is only applicable when applying via the GoBiz online application channel. | 12.74% | — | — |
| Fixed · 2 years Fixed for 2 years. Interest rate is only applicable when applying via the GoBiz online application channel. | 12.74% | — | — |
| Fixed · 3 years Fixed for 3 years. Interest rate is only applicable when applying via the GoBiz online application channel. | 12.74% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Certificate of Balance Fee Payable on request of a Certificate of Balance | Event | $15.00 |
| Certificate of Interest Paid Fee Payable on request of a Certificate of Interest Paid | Event | $15.00 |
| Document Preparation Fee - Loan Securities For preparation of Mortgage over Property, Charge over Asset, Corporate Guarantee or Individual Guarantee. The fee applies to each document prepared. Where two Mortgage over Property documents are prepared the total document preparation fee is $400. | Event | $200.00 |
| Lodgement Fee - Original Registration Original registration by ANZ | Event | $160.00 |
| Lodgement Fee - Registration Charge for lodgement for registration of ANZ Mortgages, Discharges of Mortgage, Transfers of Land, PPS interests, assignment or reassignment of Life Policies and other documents | Event | $160.00 |
| Lodgement Fee - Re-registration Re-registration of Personal Property Security Interests | Event | $160.00 |
Features
- Digital banking
- Access using ANZ Internet Banking or ANZ App
- Fraud protection
- Guarantor supported
- Extra repayments
- Conditions and costs apply for early repayments on fixed rate products
- Offset account
- Eligibility criteria apply
Eligibility
- Business customersThe ANZ Business loan must the be used for business purposes. The ANZ Business Loan for Personal Investment must be used for personal investment purposes. However, residential property investment is not a permitted investment purpose.
- Minimum age — 18 yearsYou must be 18 years of age or older to apply.
Constraints
- Minimum limit — $10,000.00Minimum loan amount is $10,000
- Maximum limit — $500,000.00Maximum Limit is only applicable when applying via GoBiz online application channel.
More Information
Published by ANZ under the Consumer Data Right · Last updated 31 May 2026 · Product ID 1144a74f-dac2-4db9-ac6a-5ff2e4abd784 · View on CDR.gov.au