ANZ Business Overdraft
Need help with cash flow? Our overdrafts offer flexible payment options and provide you with peace of mind.
- From
- 16.2%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Interest rate is only applicable when applying via the GoBiz online application channel. | 16.2% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Credit Facility Fee Charged yearly · For provision of a credit facility, payable in arrears for ongoing provision of the facility. Amount displayed is the annual fee which is debited quarterly in arrears based on the account opening date, and on a pro-rata basis whenever there is a change to the facility limit. The amount payable depends on the size of the limit - up to $9,999 = $250 p.a., $10K - $19,999 = $400 p.a., $20K - $49,999 = $600, $50K - $499,999 = 1.7% of facility limit, $500,000+ = price on application | Ongoing | Variable |
| PPSR Registration, Renewal and Amendment Fees Fees are determined by the Australian Financial Security Authority, not ANZ. Currently, on renewal of securities on PPSR: $6 for 7 year PPSR renewal or $25 for 25 year renewal. | Event | From $6.00 |
| Supplying Certificates For supplying a certificate(s) for audit or other purposes. $70 per hour, with a minimum of $50. | Event | From $50.00 |
| Document Preparation Fee - Loan Securities For preparation of Mortgage over Property, Charge over Asset, Corporate Guarantee or Individual Guarantee. The fee applies to each document prepared. Where two Mortgage over Property documents are prepared the total document preparation fee is $400. | Event | $200.00 |
| Lodgement Fee - Original Registration Original registration by ANZ |
Features
- Fraud protection
- Guarantor supported
- Extra repayments
- Flexible repayment options. No fixed or set repayments are required.
Eligibility
- Minimum age — 18 yearsYou must be 18 years of age or older to apply
- Business customers- The overdraft must be used for business purposes - Customers must be business entities, including sole traders
Constraints
- Minimum limit — $2,000.00The minimum overdraft limit is $2,000
- Maximum limit — $300,000.00Maximum Limit is only applicable when applying via GoBiz online application channel.
More Information
Published by ANZ under the Consumer Data Right · Last updated 31 May 2026 · Product ID 29d276fc-e46f-4302-a04b-cda03fe31e76 · View on CDR.gov.au