---
title: "ANZ Business Overdraft — ANZ"
description: "Overdrafts from ANZ. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/anz/products/29d276fc-e46f-4302-a04b-cda03fe31e76
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-17T07:00:00.000Z
---

# ANZ Business Overdraft — ANZ

> Overdrafts from ANZ. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Overdrafts · Negotiable rates**

Need help with cash flow? Our overdrafts offer flexible payment options and provide you with peace of mind.

## At a glance

- **From:** 16.2% (Variable)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Interest rate is only applicable when applying via the GoBiz online application channel.) | 16.2% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Credit Facility Fee — Charged yearly · For provision of a credit facility, payable in arrears for ongoing provision of the facility. Amount displayed is the annual fee which is debited quarterly in arrears based on the account opening date, and on a pro-rata basis whenever there is a change to the facility limit. The amount payable depends on the size of the limit - up to $9,999 = $250 p.a., $10K - $19,999 = $400 p.a., $20K - $49,999 = $600, $50K - $499,999 = 1.7% of facility limit, $500,000+ = price on application | Ongoing | Variable |
| PPSR Registration, Renewal and Amendment Fees — Fees are determined by the Australian Financial Security Authority, not ANZ. Currently, on renewal of securities on PPSR: $6 for 7 year PPSR renewal or $25 for 25 year renewal. | Event | From $6.00 |
| Supplying Certificates — For supplying a certificate(s) for audit or other purposes. $70 per hour, with a minimum of $50. | Event | From $50.00 |
| Document Preparation Fee - Loan Securities — For preparation of Mortgage over Property, Charge over Asset, Corporate Guarantee or Individual Guarantee. The fee applies to each document prepared. Where two Mortgage over Property documents are prepared the total document preparation fee is $400. | Event | $200.00 |
| Lodgement Fee - Original Registration — Original registration by ANZ | Event | $160.00 |
| Lodgement Fee - Registration — Charge for lodgement for registration of ANZ Mortgages, Discharges of Mortgage, Transfers of Land, PPS interests, assignment or reassignment of Life Policies and other documents | Event | $160.00 |
| Lodgement Fee - Re-registration — Re-registration of Personal Property Security Interests | Event | $160.00 |
| Preparation/Execution Fee - Discharge of Mortgage — Preparation and/or execution of Discharge of Mortgage | Event | $90.00 |
| Preparation/Execution Fee - Consent to Lease/Deed of Priority — Preparation and/or execution of Consent to Lease or Deed of Priority | Event | $90.00 |
| Production Fee — For any changes that occur to a registered mortgage or on request for a certificate of title or other security document.  Production of Certificate of Title and/or other security documents (per process). | Event | $160.00 |
| Search Fee — For searching for additional information (beyond normal searches like title search) required to obtain information from a government or regulatory body regarding the loan. Charged per property security. | Event | $50.00 |
| Settlement Fee — Payable when there is a security to be provided or varied under an ANZ loan. It is charged per settlement attended even if it falls through and even if physical settlement doesn’t occur. | Event | $160.00 |
| Outward Dishonour Fee | Event | $37.70 |
| Loan Approval Fee — Upfront fee payable for any approved application for new facility or change to terms of existing facility.  Fee is subject to negotiation and will be detailed in your Letter of Offer. Upfront fee is $0 when applying via GoBiz online application channel. | Upfront | Variable |
| Temporary Overdraft Increase — Price on application | Event | Variable |
| Stamp Duty - Mortgage Document — Payable where stamp duty is applicable to the loan at the time of settlement. The amount is calculated by the state or territory government's administrative body (e.g. Titles Office) using the value of the property being purchased. | Other | Variable |
| Stamp Duty - Transfer Land — Payable where stamp duty is applicable to the loan at the time of settlement. The amount is calculated by the state or territory government's administrative body (e.g. Titles Office) using the value of the property being purchased. | Other | Variable |
| Enforcement expenses — Non-payment that is referred to a third party debt collection agency. The amount charged depends upon the enforcement action taken and the agency to which the debt is referred. | Other | Variable |

## Features

- **Fraud protection**
- **Guarantor supported**
- **Extra repayments** (Flexible repayment options.  No fixed or set repayments are required.)

## Eligibility

- **Minimum age** — 18 years (You must be 18 years of age or older to apply)
- **Business customers** (- The overdraft must be used for business purposes
- Customers must be business entities, including sole traders)

## Constraints

- **Minimum limit** — $2,000.00 (The minimum overdraft limit is $2,000)
- **Maximum limit** — $300,000.00 (Maximum Limit is only applicable when applying via GoBiz online application channel.)

## More information from ANZ

- [Overview](https://www.anz.com.au/business/loans-finance/business-overdrafts/?CID=af:obank:bb)
- [Terms & conditions](https://www.anz.com/aus/ratefee/default.asp?section=CFS&CID=af:obank:bb)
- [Eligibility](https://www.anz.com.au/business/loans-finance/business-overdrafts/?CID=af:obank:bb)
- [Fees & pricing](https://www.anz.com/aus/ratefee/default.asp?section=CFS&CID=af:obank:bb)

## Data provenance

- Published by ANZ under the Consumer Data Right
- Product ID: `29d276fc-e46f-4302-a04b-cda03fe31e76`
- Last updated by the provider: 17 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/anz/29d276fc-e46f-4302-a04b-cda03fe31e76
- Provider page: https://www.cdrcompare.au/brands/anz
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000006

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/anz/products/29d276fc-e46f-4302-a04b-cda03fe31e76) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)