ANZ Advance Notice Term Deposit
Term DepositsData Sharing Status
Enjoy the certainty of fixed returns over the investment term of your choice
- Fixed rate
- 5.3%
- 12–24 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed 7 Days - < 1 Month, Maturity Interest | 1.4% | Term | at maturity |
| Fixed 1-2 Months, Maturity Interest | 1.4% | Term | at maturity |
| Fixed 2-3 Months, Maturity Interest | 1.65% | Term | at maturity |
| Fixed 3-4 Months, Maturity Interest | 3.35% | Term | at maturity |
| Fixed 4-5 Months, Maturity Interest | 3.4% | Term | at maturity |
| Fixed 5-6 Months, Maturity Interest | 3.55% | Term | at maturity |
Fees
| Fee | Type | Amount |
|---|---|---|
| Early Withdrawal Administration fee for withdrawing funds before the maturity date. The account will also incur an interest reduction in respect of the money withdrawn or transferred early based on the percentage of the original term that has elapsed. Refer to the terms and conditions on anz.com | Withdrawal | $30.00 |
Features
- A range of rates With an ANZ Advance Notice Term Deposit, you could potentially earn a higher interest rate in return for giving us 31 days’ notice for early withdrawals. This could help to maximise your savings. There’s a range of rates available for you to consider.
- Various terms available Choose a term that works for you, ranging from one month to five years. You can also select how often you receive interest payments – monthly, quarterly, half-yearly, or annually on selected terms.
- No account service fees Enjoy the benefits of an ANZ Advance Notice Term Deposit with no set-up costs or monthly account service fees. Note that fees and charges will apply for early withdrawals.
- Secure your savings Locking away your savings could prevent frequent withdrawals. This could be a strategic way to grow your savings over time.
- Government protection Your deposits with ANZ may be protected under the Federal Government’s Financial Claims Scheme. Under the scheme, certain deposits up to a limit of $250,000 per account holder are protected. For more information, visit the ANZ Financial Claims Scheme page.
Eligibility
- Minimum age — 12 yearsYou must be 12 years of age or older to apply
- You will need an existing ANZ everyday account or ANZ savings account
- Residency status — You must be an Australian resident with an Australian residential and mailing address.
Constraints
- Minimum balance — $5,000.00
More Information
Published by ANZ under the Consumer Data Right · Last updated 14 July 2026 · Product ID 2d41a5d3-0c8d-d5e9-cadc-195410627e08 · View on CDR.gov.au