ANZ Online Saver
Transaction & Savings AccountsData Sharing Status
An online savings account
- Base rate
- 1.35%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Penalty | 20.7% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 1.35% | — | monthly |
Features
- Digital banking
- Access using ANZ Internet Banking or ANZ App
- PayID
- Real-time payments (NPP)
- Bill payment (BPAY) — BPAY
- Fraud protection
- Open an ANZ Online Saver and earn standard variable interest, even if you make a withdrawal. Standard variable rate subject to change.
- No monthly account service fees
- No minimum balance
Eligibility
- Minimum age — 12 yearsYou must be 12 years of age or older to apply
- Residency status — You must be an Australian resident with an Australian residential and mailing address.
- You need to choose an eligible ANZ bank account to access your funds ANZ Online Saver is only available to customers who open or who are the account holders of, or signatories to, eligible ANZ everyday banking accounts with ANZ Internet Banking or ANZ Phone Banking access. Eligible accounts include ANZ Access Advantage, ANZ Access Basic, ANZ Pensioner Advantage, ANZ Progress Saver, ANZ V2 PLUS and ANZ Premium Cash Management Account. Terms and conditions and fees and charges apply to the eligible account.
More Information
Published by ANZ under the Consumer Data Right · Last updated 14 May 2026 · Product ID 3776f456-9612-1354-70db-a165f84ef653 · View on CDR.gov.au