ANZ Term Deposit
Enjoy the security of a fixed rate of interest over the investment term of your choice.
- Fixed rate
- 0.15%
- 12–24 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed 7 Days - < 1 month, Maturity Interest | 0.05% | Term | at maturity |
| Fixed 1-2 Months, Maturity Interest | 0.05% | Term | at maturity |
| Fixed 2-3 Months, Maturity Interest | 0.05% | Term | at maturity |
| Fixed 3-4 Months, Maturity Interest | 0.05% | Term | at maturity |
| Fixed 4-5 Months, Maturity Interest | 0.05% | Term | at maturity |
| Fixed 5-6 Months, Maturity Interest | 0.05% | Term | at maturity |
| Fixed 6-7 Months, Maturity Interest | 0.1% | Term | at maturity |
| Fixed 7-8 Months, Maturity Interest |
Fees
| Fee | Type | Amount |
|---|---|---|
| Early Withdrawal Administration fee for withdrawing funds before the maturity date. The account will also incur an interest reduction in respect of the money withdrawn or transferred early based on the percentage of the original term that has elapsed. Refer to the terms and conditions on anz.com. | Withdrawal | $30.00 |
Features
- Digital banking
- Access using ANZ Internet Banking or ANZ App
- Fixed returns With a minimum investment of $5,000 you can enjoy the certainty of fixed returns over your investment term.
- Choice of terms and payments Choose the length of term from one month to five years. Receive interest payments monthly, quarterly, half yearly or annually on selected terms.
- Choose to have interest paid monthly, quarterly, half-yearly or annually
Eligibility
- Minimum age — 12 yearsYou must be 12 years of age or older to apply
- You will need an existing ANZ everyday account or ANZ savings account
- Residency status — You must be an Australian resident with an Australian residential and mailing address.
Constraints
- Minimum balance — $5,000.00
More Information
Published by ANZ under the Consumer Data Right · Last updated 2 March 2026 · Product ID 4438b7ed-e889-1ff0-4599-4524d5f55ae3 · View on CDR.gov.au