ANZ Access Advantage
An everyday account with easy and secure banking, unlimited ANZ Transactions and Visa Debit card
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Penalty | 20.7% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Service Charged monthly · No monthly account service fee if you deposit at least $2,000 a month, are under 25 and meet our other eligibility criteria
| Ongoing | $5.00 |
| Dishonour Fee A Dishonour Fee is only debited when the payment from your account that is declined was attempted via cheque or direct debit | Event | $6.00 |
| Bank Cheque Request at ANZ Branch Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder. | Event | $10.00 |
| Telegraphic transfer within Australia from your ANZ account to another account | Event | $28.00 |
| Bank Cheque Repurchase Fee | Event | $25.00 |
| Replacement of lost or stolen bank cheque | Event | $32.50 |
| Overseas ATM Transaction Fee Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited |
Features
- Card access — Any ANZ card
- Digital banking
- Access using ANZ Internet Banking or ANZ App
- PayID
- Real-time payments (NPP)
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Digital wallet — Samsung Pay
- Digital wallet — Fitbit Pay
Eligibility
- Minimum age — 12 yearsYou must be 12 years of age or older to apply
- Residency status — You must be an Australian resident with an Australian residential and mailing address.
More Information
Published by ANZ under the Consumer Data Right · Last updated 19 May 2026 · Product ID 5eb62ffc-51f0-6ac0-2abf-d81b260ee260 · View on CDR.gov.au