ANZ Premium Cash Management Account
Transaction & Savings AccountsData Sharing Status
An interest bearing product that offers flexible transactional capabilities
- Base rate
- 0.15%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Penalty | 20.7% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | Balance | monthly |
| Variable | 0.05% | Balance | monthly |
| Variable | 0.05% | Balance | monthly |
| Variable | 0.05% | Balance | monthly |
| Variable | 0.05% | Balance | monthly |
| Variable | 0.05% | Balance | monthly |
| Variable | 0.15% | Balance | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Staff Assisted Transaction | Transaction | $2.50 |
| Electronic Transaction | Transaction | $0.50 |
| Cheque Transaction | Transaction | $0.50 |
| Overseas ATM Transaction Fee Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited | Transaction | $5.00 |
| Overseas Transaction Fee ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account. | Transaction | 3% of transaction |
| Dishonour Fee A Dishonour Fee is only debited when the payment from your account that is declined was attempted via cheque or direct debit | Dishonour | $6.00 |
Features
- Digital banking
- Access using ANZ Internet Banking or ANZ App
- PayID
- Real-time payments (NPP)
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Digital wallet — Samsung Pay
- Digital wallet — Fitbit Pay
- Digital wallet — Garmin Pay
Eligibility
- Minimum age — 12 yearsYou must be 12 years of age or older to apply
- Residency status — You must be an Australian Resident with an Australian residential and mailing address
- Residency status — An Australian ResidentAn Australian Resident
More Information
Published by ANZ under the Consumer Data Right · Last updated 14 May 2026 · Product ID 966088bd-e7f8-0422-ecb0-3f107f581dac · View on CDR.gov.au