---
title: "ANZ Premium Cash Management Account — ANZ"
description: "Transaction & Savings Accounts from ANZ. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/anz/products/966088bd-e7f8-0422-ecb0-3f107f581dac
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T06:00:00.000Z
---

# ANZ Premium Cash Management Account — ANZ

> Transaction & Savings Accounts from ANZ. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

An interest bearing product that offers flexible transactional capabilities

## At a glance

- **Base rate:** 0.15%

## Apply

Applications are handled by the provider: [Apply at ANZ](https://applyapp.anz.com/?producttype=pc&sourcecode_1=ZO01&schema=sola)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Penalty | 20.7% | — | — |

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0% | Balance $0–$9,999 | monthly |
| Variable | 0.05% | Balance $10,000–$24,999 | monthly |
| Variable | 0.05% | Balance $25,000–$49,999 | monthly |
| Variable | 0.05% | Balance $50,000–$99,999 | monthly |
| Variable | 0.05% | Balance $100,000–$249,999 | monthly |
| Variable | 0.05% | Balance $250,000–$499,999 | monthly |
| Variable | 0.15% | Balance $500,000–$4,999,999 | monthly |
| Variable | 0.15% | Balance $5,000,000+ | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Staff Assisted Transaction | Transaction | $2.50 |
| Electronic Transaction | Transaction | $0.50 |
| Cheque Transaction | Transaction | $0.50 |
| Overseas ATM Transaction Fee — Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited | Transaction | $5.00 |
| Overseas Transaction Fee — ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account. | Transaction | 3% of transaction |
| Dishonour Fee — A Dishonour Fee is only debited when the payment from your account that is declined was attempted via cheque or direct debit | Dishonour | $6.00 |

## Features

- **Digital banking** (Access using ANZ Internet Banking or ANZ App)
- **PayID**
- **Real-time payments (NPP)**
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Digital wallet** — Samsung Pay
- **Digital wallet** — Fitbit Pay
- **Digital wallet** — Garmin Pay
- **Bill payment (BPAY)** — BPAY
- **Free transactions** — 5 (5 other ANZ Transactions fee-free each month  (Fees and charges apply after that).)
- **Fraud protection**
- **Unlimited transactions** (Unlimited Internet Banking Transactions)
- **Start earning tiered interest when your balance is $10,000 or more**

## Eligibility

- **Minimum age** — 12 years (You must be 12 years of age or older to apply)
- **Residency status** — You must be an Australian Resident with an Australian residential and mailing address
- **Residency status** — An Australian Resident (An Australian Resident)

## More information from ANZ

- [Overview](https://www.anz.com.au/personal/bank-accounts/savings-accounts/premium-cash-management/)
- [Terms & conditions](https://www.anz.com.au/content/dam/anzcomau/documents/pdf/saving-transaction-products-tcs.pdf)
- [Eligibility](https://www.anz.com.au/personal/bank-accounts/savings-accounts/premium-cash-management/)
- [Fees & pricing](https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-account-fees-charges.pdf)

## Data provenance

- Published by ANZ under the Consumer Data Right
- Product ID: `966088bd-e7f8-0422-ecb0-3f107f581dac`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/anz/966088bd-e7f8-0422-ecb0-3f107f581dac
- Provider page: https://www.cdrcompare.au/brands/anz
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000006

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/anz/products/966088bd-e7f8-0422-ecb0-3f107f581dac) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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