---
title: "ANZ Qantas Business Rewards — ANZ"
description: "Credit & Charge Cards from ANZ. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/anz/products/b395fe15-e8e0-43b5-824d-5a1fab936161
source: "CDR Compare"
language: en-AU
last_updated: 2026-03-15T13:00:00.000Z
---

# ANZ Qantas Business Rewards — ANZ

> Credit & Charge Cards from ANZ. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards**

A credit card facility for businesses where you can earn Qantas points on eligible transactions and receive complimentary domestic and international travel insurance

## At a glance

- **Purchase rate:** 20.24%
- **Annual fee:** $300.00

## Apply

Applications are handled by the provider: [Apply at ANZ](http://www.anz.com.au/business/credit-cards/qantas-business-rewards/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Purchase (Rates are subject to change) | 20.24% | — | — |
| Cash advance (Rates are subject to change) | 21.74% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account Service — Charged yearly | Ongoing | $300.00 |
| Rewards Fee — Charged yearly | Ongoing | $75.00 |
| Overseas Transaction — On the value of any International Transaction charged or credited to an ANZ Business One Facility. | Purchase | 3% of transaction |
| Over Limit — A fee will be charged if the Closing Balance shown on a Statement of Account exceeds the Facility Limit. The Overlimit Fee will be the lesser of 5% of the overlimit amount and $50. | Event | 5% of transaction |
| Payment Dishonour | Event | $12.00 |
| Cash Advance Fee — A fee will be charged for each Cash Advance, except where it is obtained through an ANZ ATM. The fee will be the greater of $1.50 and 1.50% of the Cash Advance amount plus any ATM operator fee. For Cash Advances made overseas at an ATM, bank or ANZ office, the 1.50% fee will be calculated with reference to the Cash Advance amount, any ATM operator fee plus any Overseas Transaction Fee charged on the Cash Advance. | Cash advance | 1.5% of transaction |
| Late Payment Fee — 1 | Late payment | $35.00 |

## Features

- **Additional cards** (Any number of additional cards can be ordered)
- **Unlimited transactions** (Unlimited ANZ transactions available using ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, ANZ Business Visa Debit and EFTPOS. Also includes any deposit, withdrawal or transfer at ANZ branches, cheques drawn by you and any cheque or manual merchant slip deposited to your account.)
- **Insurance included** — Unauthorised Transactions Insurance (Unauthorised Transactions Insurance protects your business against misuse for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period.)
- **Insurance included** — Domestic Travel Insurance
- **Insurance included** — International Travel Insurance
- **Interest-free period** — 55 days (Up to 55 days interest free days on purchases)
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Digital wallet** — Samsung Pay
- **Digital wallet** — Fitbit Pay
- **Digital wallet** — Garmin Pay
- **Digital banking** (Access using ANZ Internet Banking or ANZ App)
- **Bill payment (BPAY)** — BPAY
- **Loyalty program** — Qantas Points (0.75 Qantas Points for every $1 spent on eligible purchases up to and including $15,000 in the statement period and 0.5 Qantas Points for every $1 spent thereafter (excluding taxation payments and government charges).  0.5 Qantas Points for every $1 spent on taxation payments and government charges.)
- **Bonus rewards** — 150000 (Earn up to 150,000 bonus Qantas Points
Earn 100,000 bonus Qantas Points when you spend $6k on eligible purchases in the first 3 months from approval of your new card.  Plus earn an additional 50,000 bonus Qantas Points when you keep the card for over 15 months.
T&Cs, eligibility criteria, fees and charges apply (including an Annual Fee, currently $300 plus a Rewards Fee, currently $75 per card per annum).  New cardholders only.  Offer not available to customers who have held an ANZ Qantas Business Rewards or ANZ Business Black card in the last 12 months.)

## Eligibility

- **Business customers**

## Constraints

- **Minimum limit** — $5,000.00
- **Maximum limit** — $50,000.00 (Maximum Limit is only applicable when applying via GoBiz online application channel.)

## More information from ANZ

- [Overview](http://www.anz.com.au/business/credit-cards/qantas-business-rewards/)
- [Terms & conditions](https://www.anz.com.au/business/help-support/terms-conditions/?section=SBS&CID=af:obank:cm)
- [Eligibility](http://www.anz.com.au/business/credit-cards/qantas-business-rewards/#eligibility)
- [Fees & pricing](http://www.anz.com.au/business/credit-cards/qantas-business-rewards/#rates)

## Data provenance

- Published by ANZ under the Consumer Data Right
- Product ID: `b395fe15-e8e0-43b5-824d-5a1fab936161`
- Last updated by the provider: 15 March 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/anz/b395fe15-e8e0-43b5-824d-5a1fab936161
- Provider page: https://www.cdrcompare.au/brands/anz
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000006

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/anz/products/b395fe15-e8e0-43b5-824d-5a1fab936161) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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