ANZ Business Low Rate
A credit card facility for businesses with a low interest ongoing interest rate
- Purchase rate
- 12.99%
- Annual fee
- $100.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase Rates are subject to change | 12.99% | — | — |
| Cash advance Rates are subject to change | 14.49% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Service Charged yearly
| Ongoing | $100.00 |
| Overseas Transaction Fee On the value of any International Transaction charged or credited to an ANZ Business One Facility. | Purchase | 3% of transaction |
| Over Limit A fee will be charged if the Closing Balance shown on a Statement of Account exceeds the Facility Limit. The Overlimit Fee will be the lesser of 5% of the overlimit amount and $50. | Event | 5% of transaction |
| Payment Dishonour Fee | Event | $12.00 |
| Lat Payment Fee | Late payment | $35.00 |
| Cash Advance Fee A fee will be charged for each Cash Advance, except where it is obtained through an ANZ ATM. The fee will be the greater of $1.50 and 1.50% of the Cash Advance amount plus any ATM operator fee. For Cash Advances made overseas at an ATM, bank or ANZ office, the 1.50% fee will be calculated with reference to the Cash Advance amount, any ATM operator fee plus any Overseas Transaction Fee charged on the Cash Advance. |
Features
- Unlimited transactions
- Unlimited ANZ transactions available using ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, ANZ Business Visa Debit and EFTPOS. Also includes any deposit, withdrawal or transfer at ANZ branches, cheques drawn by you and any cheque or manual merchant slip deposited to your account.
- Insurance included — Unauthorised Transactions Insurance
- Unauthorised Transactions Insurance protects your business against misuse for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period.
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Digital wallet — Samsung Pay
- Digital wallet — Fitbit Pay
Eligibility
- Business customers
Constraints
- Minimum limit — $1,000.00
- Maximum limit — $50,000.00Maximum Limit is only applicable when applying via GoBiz online application channel.
More Information
Published by ANZ under the Consumer Data Right · Last updated 15 March 2026 · Product ID ca69da6f-d4e9-ba91-1aba-41fa429f031e · View on CDR.gov.au