ANZ Access Basic
Transaction & Savings AccountsData Sharing Status
Offers affordable and convenient banking for Concession and Health Care card holders.
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas Transaction Fee ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account. | Transaction | 3% of transaction |
| Bank Cheque Request at ANZ Branch Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder. | Event | $10.00 |
| Telegraphic transfer within Australia | Event | $28.00 |
| Bank Cheque Repurchase Fee | Event | $25.00 |
| Replacement of lost or stolen bank cheque | Event | $32.50 |
| Overseas ATM Transaction Fee Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited | Transaction | $5.00 |
Features
- Digital banking
- Access using ANZ Internet Banking or ANZ App
- PayID
- Real-time payments (NPP)
- Bill payment (BPAY) — BPAY
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Digital wallet — Samsung Pay
- Digital wallet — Fitbit Pay
Eligibility
- Minimum age — 12 yearsYou must be 12 years of age or older to apply
- Residency status — You must be an Australian resident with an Australian residential and mailing address.
- Pension recipients — Eligible Concession and Health Care cards include: Seniors Concession card Pensioner Concession card Centrelink Health Care card Repatriation Health card (Department of Veterans' Affairs)Eligible Concession and Health Care cards include: Seniors Concession card Pensioner Concession card Centrelink Health Care card Repatriation Health card (Department of Veterans' Affairs)
- Individuals onlyThe customer must be a natural person rather than another legal entity.
More Information
Published by ANZ under the Consumer Data Right · Last updated 26 March 2026 · Product ID dbc12167-d706-13e3-14bd-190a25356ddb · View on CDR.gov.au