ANZ Progress Saver
Savings account where can earn bonus interest for saving regularly
- Base rate
- 0.01%
- Bonus rate
- 3.74%
- conditions apply
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Penalty | 20.7% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.01% | — | monthly |
| Bonus Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change. | 3.74% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Staff Assisted Transaction | Transaction | $2.50 |
| Electronic Transaction | Transaction | $1.00 |
| Overseas ATM Transaction Fee Applicable for a withdrawal from a non ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited | Transaction | $5.00 |
| Overseas Transaction Fee ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account. It may not always be clear to you when use of your ANZ account is an International Transaction, for example where the merchant or financial institution processing a charge or credit is located outside of Australia. | Transaction | 3% of transaction |
| Dishonour Fee A Dishonour Fee is only debited when the payment from your account that is declined was attempted via cheque or direct debit | Dishonour | $6.00 |
Features
- Digital banking
- Access using ANZ Internet Banking or ANZ App
- PayID
- Real-time payments (NPP)
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Digital wallet — Samsung Pay
- Digital wallet — Fitbit Pay
- Digital wallet — Garmin Pay
Eligibility
- Minimum age — 12 yearsYou must be 12 years of age or older to apply
- Residency status — You must be an Australian resident with an Australian residential and mailing address.
Constraints
- Minimum balance — $10.00
- Opening balance — $10.00
More Information
Published by ANZ under the Consumer Data Right · Last updated 14 May 2026 · Product ID e9a3b4fe-240c-388e-2282-42db8f570e63 · View on CDR.gov.au