---
title: "ANZ Progress Saver — ANZ"
description: "Transaction & Savings Accounts from ANZ. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/anz/products/e9a3b4fe-240c-388e-2282-42db8f570e63
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T06:00:00.000Z
---

# ANZ Progress Saver — ANZ

> Transaction & Savings Accounts from ANZ. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Savings account where can earn bonus interest for saving regularly

## At a glance

- **Base rate:** 0.01%
- **Bonus rate:** 3.74% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at ANZ](https://applyapp.anz.com/?producttype=ps&sourcecode_1=PO01&schema=sola)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Penalty | 20.7% | — | — |

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.01% | — | monthly |
| Bonus (Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change. · Minimum deposit amount · Withdrawal limit applies) | 3.74% | — | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Staff Assisted Transaction | Transaction | $2.50 |
| Electronic Transaction | Transaction | $1.00 |
| Overseas ATM Transaction Fee — Applicable for a withdrawal from a non ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited | Transaction | $5.00 |
| Overseas Transaction Fee — ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account. It may not always be clear to you when use of your ANZ account is an International Transaction, for example where the merchant or financial institution processing a charge or credit is located outside of Australia. | Transaction | 3% of transaction |
| Dishonour Fee — A Dishonour Fee is only debited when the payment from your account that is declined was attempted via cheque or direct debit | Dishonour | $6.00 |

## Features

- **Digital banking** (Access using ANZ Internet Banking or ANZ App)
- **PayID**
- **Real-time payments (NPP)**
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Digital wallet** — Samsung Pay
- **Digital wallet** — Fitbit Pay
- **Digital wallet** — Garmin Pay
- **Bill payment (BPAY)** — BPAY
- **Free transactions** — 1 (Unlimited ANZ Internet banking transactions plus one ANZ transaction per month)
- **Fraud protection**
- **Bonus interest if you deposit at least $10 in one transaction and don't withdraw or transfer money out
Bonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change**
- **Unlimited internet banking transactions**
- **Set and track your savings goal
Whether you're saving for something big or small, you can set a goal in the ANZ APP to help you save, and see how you're tracking. Set a savings goal today.**
- **Great for kids banking
Open your child’s first savings account and help to start their journey of banking with ease!**

## Eligibility

- **Minimum age** — 12 years (You must be 12 years of age or older to apply)
- **Residency status** — You must be an Australian resident with an Australian residential and mailing address.

## Constraints

- **Minimum balance** — $10.00
- **Opening balance** — $10.00

## More information from ANZ

- [Overview](https://www.anz.com.au/personal/bank-accounts/savings-accounts/progress-saver/)
- [Terms & conditions](http://www.anz.com/auxiliary/rates-fees-terms/fees-terms-conditions/?CID=af:obank:sv#FTPDS)
- [Eligibility](https://www.anz.com.au/personal/bank-accounts/savings-accounts/progress-saver/)
- [Fees & pricing](https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-account-fees-charges.pdf)

## Data provenance

- Published by ANZ under the Consumer Data Right
- Product ID: `e9a3b4fe-240c-388e-2282-42db8f570e63`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/anz/e9a3b4fe-240c-388e-2282-42db8f570e63
- Provider page: https://www.cdrcompare.au/brands/anz
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000006

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/anz/products/e9a3b4fe-240c-388e-2282-42db8f570e63) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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