---
title: "ANZ SMSF Cash Hub Account — ANZ"
description: "Transaction & Savings Accounts from ANZ. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/anz/products/ef5d9d5e-f822-4e9f-8b95-f0683115539f
source: "CDR Compare"
language: en-AU
last_updated: 2026-10-08T13:03:00.000Z
---

# ANZ SMSF Cash Hub Account — ANZ

> Transaction & Savings Accounts from ANZ. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Self managed super is easier than ever, with all you need to use, move and manage your SMSF cash in one place.

## At a glance

- **Base rate:** 2.55%

## Apply

Applications are handled by the provider: [Apply at ANZ](https://www.anz.com.au/personal/bank-accounts/savings-accounts/smsf-cash-hub-account/#apply)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 1.25% | Balance $0–$9,999 | monthly |
| Variable | 2.55% | Balance $10,000+ | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Dishonour Fee — Debited to your account on the day of the dishonour for determining whether to process a debit to your account using the Informal Overdraft facility, where that debit is declined. A Dishonour Fee is only debited when the payment from your account that is declined was attempted via cheque or direct debit | Dishonour | $6.00 |
| Bank Cheque Repurchase Fee | Event | $25.00 |
| Telegraphic transfer within Australia from your ANZ account to another account | Event | $28.00 |
| Bank Cheque Request at ANZ Branch — Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder. | Event | $10.00 |
| Replacement for lost or stolen bank cheque | Event | $32.50 |

## Features

- **Digital banking** (Access using ANZ Internet Banking or ANZ App)
- **PayID** (Create a PayID® on your eligible account (PDF) using your mobile phone, email or ABN/ACN (if eligible). With PayID, it's easier to receive payments or set up a PayTo agreement by sharing your PayID instead of your BSB and account number.)
- **Real-time payments (NPP)**
- **Fraud protection**
- **One central hub
A secure cash account, designed specifically for SMSF Trustees, to seamlessly use, move and manage cash for your self managed super.**
- **Simple and flexible
Easy to manage a variety of SMSF cash flows such as superannuation contributions, rollovers, investments, ATO payments and more.**
- **Simple and flexible
Easy to manage a variety of SMSF cash flows such as superannuation contributions, rollovers, investments, ATO payments and more.**
- **Bill payment (BPAY)** — PayTo
- **Bill payment (BPAY)** — BPAY
- **Unlimited transactions** (Unlimited ANZ transactions available using ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, ANZ Access Visa Debit Card and EFTPOS. Also includes any deposit, withdrawal or transfer at ANZ branches, cheques drawn by you and any cheque or manual merchant slip deposited to your account.)

## Eligibility

- **The account is only available to SMSF Trustees to receive and manage money for a SMSF.**

## More information from ANZ

- [Overview](https://www.anz.com.au/personal/bank-accounts/savings-accounts/smsf-cash-hub-account/)
- [Terms & conditions](https://www.anz.com.au/content/dam/anzcomau/documents/pdf/saving-transaction-products-tcs.pdf)
- [Eligibility](https://www.anz.com.au/personal/bank-accounts/savings-accounts/smsf-cash-hub-account/#apply)
- [Fees & pricing](https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-account-fees-charges.pdf)

## Data provenance

- Published by ANZ under the Consumer Data Right
- Product ID: `ef5d9d5e-f822-4e9f-8b95-f0683115539f`
- Last updated by the provider: 8 October 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/anz/ef5d9d5e-f822-4e9f-8b95-f0683115539f
- Provider page: https://www.cdrcompare.au/brands/anz
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000006

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/anz/products/ef5d9d5e-f822-4e9f-8b95-f0683115539f) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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