---
title: "ANZ Business 55 Interest Free Days — ANZ"
description: "Credit & Charge Cards from ANZ. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/anz/products/f673c6f6-b10a-282a-7484-32443c848f69
source: "CDR Compare"
language: en-AU
last_updated: 2026-03-15T13:00:00.000Z
---

# ANZ Business 55 Interest Free Days — ANZ

> Credit & Charge Cards from ANZ. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards**

A credit card facility for businesses with up to 55 days interest free on purchases (if you pay your closing balance in full by the due date each month)

## At a glance

- **Purchase rate:** 17.74%
- **Annual fee:** $150.00

## Apply

Applications are handled by the provider: [Apply at ANZ](https://www.anz.com.au/business/credit-cards/interest-free/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Purchase (Rates are subject to change) | 17.74% | — | — |
| Cash advance (Rates are subject to change) | 19.24% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account Service — Charged yearly · Discount −$0.00 — Save $150 with no Annual Card Fee for the first year on a new ANZ Business 55 Interest Free Days credit card. (eligibility: Introductory period: Save $150 with no Annual Card Fee for the first year on a new ANZ Business 55 Interest Free Days credit card.) | Ongoing | $150.00 |
| Overseas Transaction Fee — On the value of any International Transaction charged or credited to an ANZ Business One Facility. | Purchase | 3% of transaction |
| Over Limit — A fee will be charged if the Closing Balance shown on a Statement of Account exceeds the Facility Limit. The Overlimit Fee will be the lesser of 5% of the overlimit amount and $50. | Event | 5% of transaction |
| Payment Dishonour Fee | Event | $12.00 |
| Cash Advance Fee — A fee will be charged for each Cash Advance, except where it is obtained through an ANZ ATM. The fee will be the greater of $1.50 and 1.50% of the Cash Advance amount plus any ATM operator fee. For Cash Advances made overseas at an ATM, bank or ANZ office, the 1.50% fee will be calculated with reference to the Cash Advance amount, any ATM operator fee plus any Overseas Transaction Fee charged on the Cash Advance. | Cash advance | 1.5% of transaction |
| Late Payment Fee — 1 | Late payment | $35.00 |

## Features

- **Additional cards** (Any number of additional cards can be ordered)
- **Unlimited transactions** (Unlimited ANZ transactions available using ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, ANZ Business Visa Debit and EFTPOS. Also includes any deposit, withdrawal or transfer at ANZ branches, cheques drawn by you and any cheque or manual merchant slip deposited to your account.)
- **Insurance included** — Unauthorised Transactions Insurance (Unauthorised Transactions Insurance protects your business against misuse for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period.)
- **Interest-free period** — 55 days (Up to 55 days interest free days on purchases)
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Digital wallet** — Samsung Pay
- **Digital wallet** — Fitbit Pay
- **Digital wallet** — Garmin Pay
- **Digital banking** (Access using ANZ Internet Banking or ANZ App)
- **Bill payment (BPAY)** — BPAY
- **Fraud protection** (No liability for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back Guarantee)
- **Fraud protection** (You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back Guarantee)

## Eligibility

- **Business customers**

## Constraints

- **Minimum limit** — $1,000.00
- **Maximum limit** — $50,000.00 (Maximum Limit is only applicable when applying via GoBiz online application channel.)

## More information from ANZ

- [Overview](https://www.anz.com.au/business/products/credit-cards/interest-free/?CID=af:obank:cm)
- [Terms & conditions](https://www.anz.com.au/business/help-support/terms-conditions/?section=SBS&CID=af:obank:cm)
- [Eligibility](https://www.anz.com.au/business/products/credit-cards/interest-free/?CID=af:obank:cm#eligibility)
- [Fees & pricing](https://www.anz.com.au/business/products/credit-cards/interest-free/?CID=af:obank:cm#rates)

## Data provenance

- Published by ANZ under the Consumer Data Right
- Product ID: `f673c6f6-b10a-282a-7484-32443c848f69`
- Last updated by the provider: 15 March 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/anz/f673c6f6-b10a-282a-7484-32443c848f69
- Provider page: https://www.cdrcompare.au/brands/anz
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000006

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/anz/products/f673c6f6-b10a-282a-7484-32443c848f69) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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