---
title: "ANZ Pensioner Advantage Account — ANZ"
description: "Transaction & Savings Accounts from ANZ. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/anz/products/f9ec7ae4-f606-0e91-9403-d6ce664eb765
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-14T14:02:00.000Z
---

# ANZ Pensioner Advantage Account — ANZ

> Transaction & Savings Accounts from ANZ. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Basic account for recipients of eligible Centrelink or Veterans' Affairs pension or allowance

## At a glance

- **Base rate:** 2.5%

## Apply

Applications are handled by the provider: [Apply at ANZ](https://www.anz.com.au/personal/bank-accounts/everyday-accounts/pensioner-advantage/#apply)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.05% | Balance $0–$9,999 | monthly |
| Variable | 1.9% | Balance $10,000–$49,999 | monthly |
| Variable | 2.5% | Balance $50,000+ | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Overseas ATM Transaction Fee — Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited | Transaction | $5.00 |
| Overseas Transaction Fee — ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account. | Transaction | 3% of transaction |

## Features

- **Digital banking** (Access using ANZ Internet Banking or ANZ App)
- **PayID**
- **Real-time payments (NPP)**
- **Digital wallet** — Apple Pay
- **Digital wallet** — Google Pay
- **Digital wallet** — Samsung Pay
- **Digital wallet** — Fitbit Pay
- **Digital wallet** — Garmin Pay
- **Bill payment (BPAY)** — BPAY
- **Unlimited transactions** (Unlimited ANZ transactions available using ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, ANZ Business Visa Debit and EFTPOS. Also includes any deposit, withdrawal or transfer at ANZ branches, cheques drawn by you and any cheque or manual merchant slip deposited to your account.)
- **Fraud protection**
- **Card access** — ANZ Visa Debit card (Use it anywhere Visa is accepted. Equipped with accessibility features for vision-impaired customers.)
- **Tap & Pay
Set up mobile payment on your compatible devices with eligible ANZ cards so you can tap and pay**

## Eligibility

- **Pension recipients** — You must be an Australian resident with an Australian residential and mailing address. (Receive an eligible Centrelink pension or allowance or a Veterans' Affairs pension or allowance that is paid into the account)
- **Residency status** — You must be an Australian resident with an Australian residential and mailing address.
- **Individuals only** (The customer must be a natural person rather than another legal entity.)

## More information from ANZ

- [Overview](https://www.anz.com.au/personal/bank-accounts/everyday-accounts/pensioner-advantage/)
- [Terms & conditions](https://www.anz.com.au/content/dam/anzcomau/documents/pdf/saving-transaction-products-tcs.pdf)
- [Eligibility](https://www.anz.com.au/personal/bank-accounts/everyday-accounts/pensioner-advantage/)
- [Fees & pricing](https://www.anz.com.au/personal/bank-accounts/everyday-accounts/pensioner-advantage/)

## Data provenance

- Published by ANZ under the Consumer Data Right
- Product ID: `f9ec7ae4-f606-0e91-9403-d6ce664eb765`
- Last updated by the provider: 14 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/anz/f9ec7ae4-f606-0e91-9403-d6ce664eb765
- Provider page: https://www.cdrcompare.au/brands/anz
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000006

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/anz/products/f9ec7ae4-f606-0e91-9403-d6ce664eb765) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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