
ANZ Pensioner Advantage Account
Transaction & Savings AccountsData Sharing Status
Basic account for recipients of eligible Centrelink or Veterans' Affairs pension or allowance
- Base rate
- 2.5%

Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.05% | Balance | monthly |
| Variable | 1.9% | Balance | monthly |
| Variable | 2.5% | Balance | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas ATM Transaction Fee Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited | Transaction | $5.00 |
| Overseas Transaction Fee ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account. | Transaction | 3% of transaction |
Features
- Digital banking
- Access using ANZ Internet Banking or ANZ App
- PayID
- Real-time payments (NPP)
- Digital wallet — Apple Pay
- Digital wallet — Google Pay
- Digital wallet — Samsung Pay
- Digital wallet — Fitbit Pay
- Digital wallet — Garmin Pay
Eligibility
- Pension recipients — You must be an Australian resident with an Australian residential and mailing address.Receive an eligible Centrelink pension or allowance or a Veterans' Affairs pension or allowance that is paid into the account
- Residency status — You must be an Australian resident with an Australian residential and mailing address.
- Individuals onlyThe customer must be a natural person rather than another legal entity.
More Information
Published by ANZ under the Consumer Data Right · Last updated 14 May 2026 · Product ID f9ec7ae4-f606-0e91-9403-d6ce664eb765 · View on CDR.gov.au