Business Overdraft
Our Business Overdraft product is designed to assist businesses with their working capital needs.
- From
- 17.65%
- 0% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Flexible repayment structures including principal and interest or interest only. Arranged Overdraft Rate | 17.65% | 0% | — |
| Variable Flexible repayment structures including principal and interest or interest only. Unarranged Overdraft Rate | 21.65% | 0% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | |
| Monthly Service Fee Charged monthly | Ongoing | |
| Transfer Fee Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any other amendments to the agreement. It does not include any solicitor costs or fees payable to a government registry to register a document. | Event | |
| Direct Debit Dishonour Fee Payable whenever a direct debit to the Customer’s loan account is dishonoured. | Event | |
| Tenanted Security Report Fee Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the Customer did not tell the Bank) that the Customer no longer occupies the security property. It is calculated on the basis of the time that it takes the Bank’s staff or agents to inspect the security property. | Event | |
| Deed Production Fee Payable by the Customer whenever the Bank is required to produce a document to a government registry. It does not include any solicitor costs or fees payable to a government registry to register a document |
Features
- Secured by commercial or residential properties, as well as a host of other securities that can be mixed or separated as need be.
- Overdraft available
- Interest only available
- Digital banking
Eligibility
- For information on eligibility criteria, please contact our Relationship Managers.
Constraints
- Minimum limit — $10,000.00
More Information
Published by Arab Bank Australia Limited under the Consumer Data Right · Last updated 18 May 2026 · Product ID BUSOD01 · View on CDR.gov.au