Essentials Investment Loan Special Offer
Ready to take that next step? Make it happen today, with our Essentials Low Rate Investment Loan Offer. The Essentials Low Rate Investment Loan Offer is a discount of 3.19% off our Essentials Investment Loan standard variable rate.
- From (investment)
- 9.64%
- 9.69% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Discount The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. Different amounts and terms will result in different Comparison Rates. | 6.45% | 6.49% | Loan to Value Ratio (LVR) ≤60% |
| Variable | 9.64% | 9.69% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | |
| Redraw Fee (Online) | Transaction | |
| Redraw Fee (Over the Counter) | Transaction | |
| Transfer Fee Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any other amendments to the agreement. It does not include any solicitor costs or fees payable to a government registry to register a document. | Event | |
| Arrears Letter Fee | Event | |
| Progress Payment Fee Payable whenever the Customer requests a progress payment. It does not include any fee payable for inspections by a quantity surveyor. | Event | |
| Search Fee Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility. It is calculated on the basis of the time that it takes the Bank’s staff to search for the document. |
Features
- Redraw facility
- Offset account
- Principal & Interest or Interest Only.
- Digital banking
- Loan Purpose: Investment.
- Extra repayments
Eligibility
- This offer is for new customers to the Bank and for customers of the Bank purchasing a new property. You may avail of this offer if you have approached the Bank directly, not through a referrer (paid or otherwise). This offer can be withdrawn at any time at the Bank's discretion. Rates are subject to change without notice.
Constraints
- Minimum limit — $50,000.00
More Information
Published by Arab Bank Australia Limited under the Consumer Data Right · Last updated 19 May 2026 · Product ID ITTIINV01 · View on CDR.gov.au · View Source Data (JSON)