Basics Investment Loan Special Offer
Make it happen today, with our Basics Low Rate Investment Loan Offer. The discount of 3.24% is available for the life of the loan. This offer is for new customers to the Bank and for customers of the Bank purchasing a new investment property.
- From (investment)
- 9.54%
- 9.67% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Discount The comparison rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. Different amounts and terms will result in different Comparison Rates. | 6.3% | 6.43% | Loan to Value Ratio (LVR) ≤60% |
| Variable | 9.54% | 9.67% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | |
| Monthly Service Fee Charged monthly | Ongoing | |
| Redraw Fee (Online) | Transaction | |
| Redraw Fee (Over the Counter) | Transaction | |
| Transfer Fee Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any other amendments to the agreement. It does not include any solicitor costs or fees payable to a government registry to register a document. | Event | |
| Arrears Letter Fee | Event | |
| Progress Payment Fee Payable whenever the Customer requests a progress payment. It does not include any fee payable for inspections by a quantity surveyor. | Event | |
Features
- Redraw facility
- • The Basics Low-Rate Investment Loan Offer of 6.30% represents a discount of 3.24% off our Basics Investment Loan standard variable rate of 9.54%. • The discount of 3.24% is available for the life of the loan. • Maximum LVR is 95% of the property value. • Rates published here apply to a loan with 60% LVR. • Low ongoing variable interest rate. • Principal & Interest • Weekly, fortnightly or monthly repayments. • Automatic repayment. • Ability to make extra repayments. • Redraw facility.
- Principal & Interest
- Digital banking
- Loan Purpose: Investment.
- Extra repayments
Eligibility
- This offer is for new customers to the Bank and for customers of the Bank purchasing a new property. You may avail of this offer if you have approached the Bank directly, not through a referrer (paid or otherwise). This offer can be withdrawn at any time at the Bank's discretion.
Constraints
- Minimum limit — $50,000.00
More Information
Published by Arab Bank Australia Limited under the Consumer Data Right · Last updated 19 May 2026 · Product ID PIPINV01 · View on CDR.gov.au · View Source Data (JSON)