---
title: "Personal Online Savings Account — Arab Bank Australia Limited"
description: "Transaction & Savings Accounts from Arab Bank Australia Limited. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/arab-bank-australia-limited/products/POSA01
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-20T02:10:02.583099Z
---

# Personal Online Savings Account — Arab Bank Australia Limited

> Transaction & Savings Accounts from Arab Bank Australia Limited. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · Arab Bank Australia Ltd Prod**

An online savings account that provides a high rate of return and has the convenience of a regular transaction account online at your fingertips at any time.

## At a glance

- **Base rate:** 4.95%

## Apply

Applications are handled by the provider: [Apply at Arab Bank Australia Limited](https://www.arabbank.com.au/personal/transaction-investment-accounts/personal-online-savings-account)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 3% | AMOUNT $0–$1,999 | monthly |
| Variable | 3% | AMOUNT $10,000–$19,999 | monthly |
| Variable | 4.95% | AMOUNT $1,000,000+ | monthly |
| Variable | 4.85% | AMOUNT $100,000–$249,999 | monthly |
| Variable | 4.95% | AMOUNT $500,000–$999,999 | monthly |
| Variable | 4.85% | AMOUNT $250,000–$499,999 | monthly |
| Variable | 3% | AMOUNT $2,000–$2,999 | monthly |
| Variable | 3% | AMOUNT $3,000–$4,999 | monthly |
| Variable | 3% | AMOUNT $5,000–$9,999 | monthly |
| Variable | 4.85% | AMOUNT $50,000–$99,999 | monthly |
| Variable | 3% | AMOUNT $20,000–$49,999 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Over the Counter Fee — The first transaction where an Over the Counter Fee is applicable will not incur a fee. Transactions thereafter will be charged at the rate above. | Transaction | $2.50 |

## Features

- **No monthly account keeping or online transactional fees**
- **High rate of interest paid on balances as low as $1**
- **Card access** —    VDC (Visa Debit payWave Card available with this account.  )
- **Receive regular statements.**
- **Interest calculated daily, and paid monthly.**
- **Digital banking** (24/7 access to your money via our internet banking service abal.online, mobile app abal.mobile, ATMs and EFTPOS across Australia)

## Eligibility

- ** Minimum opening deposit A$1
 Individuals who are 18 years of age or over
 Must be Australian residents for tax purposes
 Successful completion of applicable Arab Bank Australia Limited (ABAL) identification 
check requirements.
**

## Constraints

- **Opening balance** — $1.00

## More information from Arab Bank Australia Limited

- [Overview](https://www.arabbank.com.au/personal/transaction-investment-accounts/personal-online-savings-account)

## Data provenance

- Published by Arab Bank Australia Limited under the Consumer Data Right
- Product ID: `POSA01`
- Last updated by the provider: 20 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/arab-bank-australia-limited/POSA01
- Provider page: https://www.cdrcompare.au/brands/arab-bank-australia-limited
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000353

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/arab-bank-australia-limited/products/POSA01) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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