Athena Home Loans

Variable-rate home loan with offset, redraw, and split-loan capability, with tiered pricing by LVR band. Up to 80% LVR. Full Doc.

Rate discount applied when an Owner-Occupied Max is held alongside an Investor Max. Combines Max variable-rate features.

Fixed-rate home loan with 1, 2, or 3-year locked-in periods. Reverts to Max variable on expiry. Up to 80% LVR.

Bridging home loan for owner-occupiers purchasing before selling, where an ongoing mortgage on the new property remains after sale of the existing property.

Bridging home loan for owner-occupiers purchasing before selling, where no ongoing mortgage remains after sale of the existing property.

Investor home loan up to 85% LVR for non-trading trusts and companies (corporate trustees, maximum 2 directors). Full Doc income verification.

Investor home loan up to 80% LVR for non-trading trusts and companies (corporate trustees, maximum 2 directors). Lite Doc income verification.

Variable-rate home loan at 80-85% LVR with no Lenders Mortgage Insurance. Available to PAYG and self-employed borrowers in stronger financial positions.

Variable-rate home loan for self-employed borrowers using alternative income documentation. Up to 80% LVR.

Fixed-rate home loan with 1, 2, or 3-year locked-in periods. Automatically converts to variable on expiry. No application, ongoing, redraw, or discharge fees.

Variable-rate home loan with 100% offset (up to 10 sub-accounts), free redraw, and split-loan capability. Includes AcceleRATES automatic rate reductions as LVR drops, and Automatic Rate Match for existing customers.

Variable-rate home loan with no Athena-charged fees and free redraw. Includes AcceleRATES automatic rate reductions as LVR drops, and Automatic Rate Match for existing customers. No offset.

Full-documentation home loan at 80-85% LVR with no Lenders Mortgage Insurance. Available to PAYG and self-employed borrowers in stronger financial positions.

Variable-rate home loan for self-employed borrowers using alternative income documentation (accountant letter, BAS statements, or business bank statements). Up to 80% LVR.

Bridging home loan for owner-occupiers purchasing before selling, where an ongoing mortgage on the new property remains after sale of the existing property.

Bridging home loan for owner-occupiers purchasing before selling, where no ongoing mortgage remains after sale of the existing property.

Full-documentation home loan at 80-85% LVR with no Lenders Mortgage Insurance. Available to PAYG and self-employed borrowers in stronger financial positions.

Investor home loan up to 85% LVR for non-trading trusts and companies (corporate trustees, maximum 2 directors). Full Doc income verification.

Investor home loan up to 80% LVR for non-trading trusts and companies (corporate trustees, maximum 2 directors). Lite Doc income verification.

Variable-rate home loan for self-employed borrowers using alternative income documentation (accountant letter, BAS statements, or business bank statements). Up to 80% LVR.

Fixed-rate home loan with 1, 2, or 3-year locked-in periods. Automatically converts to variable on expiry. No application, ongoing, redraw, or discharge fees.

Variable-rate home loan with 100% offset (up to 10 sub-accounts), free redraw, and split-loan capability. Includes Drop Your Rate automatic rate reductions as LVR drops, and Automatic Rate Match for existing customers.

Rate discount applied when an Owner-Occupied Flex is held alongside an Investor Flex. Combines Flex variable-rate features.

Lowest variable-rate home loan with free redraw and unlimited extra repayments. Includes Drop Your Rate automatic rate reductions and Automatic Rate Match. No offset, no splits.