---
title: "Aussie Select Basic Variable (Investor) — Aussie Select"
description: "Home Loans from Aussie Select. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/aussie-select/products/d3bc4b65-c3ef-4f4e-be5b-d591b5e4c28a
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-13T23:58:24.371Z
---

# Aussie Select Basic Variable (Investor) — Aussie Select

> Home Loans from Aussie Select. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

A no-frills variable rate home loan with access to redraw and the ability to make additional repayments.

## At a glance

- **From (investment):** 6.29% (6.3% comparison)

## Apply

Applications are handled by the provider: [Apply at Aussie Select](https://www.aussie.com.au/home-loans/aussies-own-home-loans/aussie-select/)

## Interest rates

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Investment Select - Basic (Investment) (PI) — Investment with Principal and Interest repayment type) | 6.29% | 6.3% | LVR 70.01–80%; BALANCE $350,000–$499,999 |
| Variable (Investment Select - Basic (Investment) (PI) — Investment with Principal and Interest repayment type) | 6.29% | 6.3% | LVR 60.01–70%; BALANCE $500,000–$5,000,000 |
| Variable (Investment Select - Basic (Investment) (PI) — Investment with Principal and Interest repayment type) | 6.29% | 6.3% | LVR ≤60%; BALANCE $100,000–$349,999 |
| Variable (Investment Select - Basic (Investment) (PI) — Investment with Principal and Interest repayment type) | 6.29% | 6.3% | LVR ≤60%; BALANCE $350,000–$499,999 |
| Variable (Investment Select - Basic (Investment) (PI) — Investment with Principal and Interest repayment type) | 6.29% | 6.3% | LVR 70.01–80%; BALANCE $500,000–$5,000,000 |
| Variable (Investment Select - Basic (Investment) (PI) — Investment with Principal and Interest repayment type) | 6.29% | 6.3% | LVR 60.01–70%; BALANCE $100,000–$349,999 |
| Variable (Investment Select - Basic (Investment) (PI) — Investment with Principal and Interest repayment type) | 6.29% | 6.3% | LVR 60.01–70%; BALANCE $350,000–$499,999 |
| Variable (Investment Select - Basic (Investment) (PI) — Investment with Principal and Interest repayment type) | 6.29% | 6.3% | LVR ≤60%; BALANCE $500,000–$5,000,000 |
| Variable (Investment Select - Basic (Investment) (PI) — Investment with Principal and Interest repayment type) | 6.29% | 6.3% | LVR 70.01–80%; BALANCE $100,000–$349,999 |
| Variable (Investment Select - Basic (Investment) (PI) — Investment with Principal and Interest repayment type) | 6.44% | 6.45% | LVR 80.01–90%; BALANCE $100,000–$349,999 |
| Variable (Investment Select - Basic (Investment) (PI) — Investment with Principal and Interest repayment type) | 6.44% | 6.45% | LVR 80.01–90%; BALANCE $350,000–$499,999 |
| Variable (Investment Select - Basic (Investment) (PI) — Investment with Principal and Interest repayment type) | 6.44% | 6.45% | LVR 80.01–90%; BALANCE $500,000–$5,000,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Investment Select - Basic (Investment) (IO) — Investment with Interest Only payment type) | 6.34% | 6.35% | LVR 60.01–70%; BALANCE $100,000–$349,999 |
| Variable (Investment Select - Basic (Investment) (IO) — Investment with Interest Only payment type) | 6.34% | 6.35% | LVR 70.01–80%; BALANCE $100,000–$349,999 |
| Variable (Investment Select - Basic (Investment) (IO) — Investment with Interest Only payment type) | 6.34% | 6.35% | LVR ≤60%; BALANCE $100,000–$349,999 |
| Variable (Investment Select - Basic (Investment) (IO) — Investment with Interest Only payment type) | 6.34% | 6.35% | LVR 60.01–70%; BALANCE $350,000–$499,999 |
| Variable (Investment Select - Basic (Investment) (IO) — Investment with Interest Only payment type) | 6.34% | 6.35% | LVR 70.01–80%; BALANCE $350,000–$499,999 |
| Variable (Investment Select - Basic (Investment) (IO) — Investment with Interest Only payment type) | 6.34% | 6.35% | LVR ≤60%; BALANCE $350,000–$499,999 |
| Variable (Investment Select - Basic (Investment) (IO) — Investment with Interest Only payment type) | 6.34% | 6.35% | LVR 60.01–70%; BALANCE $500,000–$5,000,000 |
| Variable (Investment Select - Basic (Investment) (IO) — Investment with Interest Only payment type) | 6.34% | 6.35% | LVR 70.01–80%; BALANCE $500,000–$5,000,000 |
| Variable (Investment Select - Basic (Investment) (IO) — Investment with Interest Only payment type) | 6.34% | 6.35% | LVR ≤60%; BALANCE $500,000–$5,000,000 |
| Variable (Investment Select - Basic (Investment) (IO) — Investment with Interest Only payment type) | 6.59% | 6.6% | LVR 80.01–90%; BALANCE $100,000–$349,999 |
| Variable (Investment Select - Basic (Investment) (IO) — Investment with Interest Only payment type) | 6.59% | 6.6% | LVR 80.01–90%; BALANCE $350,000–$499,999 |
| Variable (Investment Select - Basic (Investment) (IO) — Investment with Interest Only payment type) | 6.59% | 6.6% | LVR 80.01–90%; BALANCE $500,000–$5,000,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Consent Fee — Payable for any consent related matter over the security property. | Event | $300.00 |
| Settlement Fee (Discharge) — Payable if you request a discharge of mortgage. | Event | $535.00 |
| Document Handling Fee — Payable when requesting a copy of any document or when an original document is required to be produced. | Event | $50.00 |
| Enforcement Costs — Reasonable costs (including internal costs and any legal costs and disbursements) arising from any default. | Event | From $0.00 |
| Further Advance Application Fee — Payable when you request an increase to your existing Aussie Select home loan amount (a further advance) after the original loan has been settled. | Event | $400.00 |
| Late Payment Fee — Payable on each interest debit date if the loan is in arrears or in default on that date by an amount equal to or greater than your monthly loan repayment or monthly payment. | Event | $50.00 |
| Lenders Mortgage Insurance Premium — Lenders' Mortgage Insurance (LMI) may apply where there is an increased risk associated with a home loan. This is a one-off cost added to the total loan amount and it is designed to protect us. The LMI premium is passed on to you and is not an establishment fee or a credit provider fee. | Other | From $0.00 |
| Payment Dishonour Fee — Administration fee payable if a payment for the loan account is dishonoured. | Dishonour | $10.00 |
| Redraw Fee — Redraw fee payable for telephone assisted redraws. | Event | $50.00 |
| Documentation Fee — The amount of all fees we have to pay for solicitors, conveyancers or any other person in connection with the preparation and settlement of your loan contract, and the security to the extent to which reimbursement is sought from you. | Event | From $0.00 |
| Legal Fee — Legal fee payable to panel solicitor at settlement. | Event | $330.00 |
| Special Attendance Fee — Payable if you require any special attendances (eg. consent to second mortgage, variation or substitution of security, switching your account between different product types such as converting a fixed rate loan to a variable rate loan). | Event | $300.00 |
| Urgent Transfer Fee — Payable for requests to make an emergency transfer of funds from available redraw in the loan account. | Event | $30.00 |
| Valuation Fee — The initial valuation is free. A fee of $300 applies for each additional security valuation and for any further valuations requested due to variations to the original application. If the loan is not made within three months of approval, we may require an updated valuation and you must pay the cost of that valuation on demand. Any extensive valuations, such as short-form or long-form reports, are charged at cost. | Event | $300.00 |
| Variation Fee — Payable per switch or per acount when switching between loan types, switch between repayment types or change your loan term or split loans. | Event | $100.00 |
| Settlement Cheque Fee — Payable if you require more than three cheques to fund or settle the loan. | Event | $10.00 |

## Features

- **Extra repayments** — Ability to make unlimited payments in excess of the required monthly repayment amount (Additional repayments can be made at any time. No fees apply.)
- **You can apply to top up your home loan by an additional $10,000 or more - subject to equity in your property and our approval.** — Top up
- **Guarantor supported** — Guarantor (A person that helps you secure a loan by providing additional security.)
- **10-30 years (Subject to our approval)** — Loan Term
- **Redraw facility** — Redraw (Your home loan includes a redraw facility, allowing you to make additional repayments and access any additional funds paid above your minimum required repayment.)
- **Ability to switch your loan or repayment type, for example switching from an Aussie Select Basic Variable Rate to an Aussie Select Basic Fixed Rate home loan or switch from Principal and Interest repayments to Interest Only payments.** — Switching your loan
- **Ability to split your loan balance into multiple loan accounts to take advantage of both fixed and variable rate home loans. This gives you the flexibility to structure your home loan to suit your individual needs by choosing the loan amount, loan type, loan term and repayment structure for each loan.** — Splitting your loan
- **Ability to substitute security property and keep existing loan. Fees apply** — Loan portability
- **This loan can be used for the purposes of owner occupied property purchases, refinancing your existing home loan, purchasing of vacant land (non-commercial), personal needs (e.g. home renovations, consolidation of personal debt, personal investments), off the plan purchases.** — Acceptable Loan Purposes
- **Digital banking** (Wherever you are in the world, we give you the choice and control to securely manage all of your accounts online.)

## Eligibility

- **Minimum age** — 18 years (Individuals must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older.)
- **Individuals only** — Individuals (Must be a natural person, non-individuals not accepted)
- **Residency status** — Applicable residency status (Eligible applicants must be an Australian citizen, permanent resident, or specified temporary Australian resident; a New Zealand citizen; or an overseas citizen applying jointly with an Australian citizen or permanent resident.)
- **The loan must be supported by sufficient security, which includes an acceptable residential mortgage and, if applicable, a guarantor providing additional security.** — Sufficient security
- **Applications for home loans are subject to the Bank's normal credit approval.**

## Constraints

- **Minimum limit** — $100,000.00 (Minimum loan amount for new loans.)
- **Maximum limit** — $5,000,000.00 (Maximum loan amount for new loans.)
- **Maximum balance** — $20,000.00 (Online redraws are capped at $20,000)

## More information from Aussie Select

- [Overview](https://www.aussie.com.au/home-loans/aussies-own-home-loans/aussie-select/)
- [Terms & conditions](https://assets.ctfassets.net/nbklqgdg5mdx/5p4vmWK5I87rxrERhixDYQ/b2ae8adeead679a4cbcf6649ec5f62ec/RMG_Terms_and_Conditions_Booklet_-_June_2026.pdf)
- [Eligibility](https://assets.ctfassets.net/nbklqgdg5mdx/6h3jfcfqsJUH7AHT50QBRR/c4f2d8c57e9c069da19e699b38311afd/AussieSelectBasicVariableRateHomeLoan-TMD-10062026.pdf)
- [Fees & pricing](https://assets.ctfassets.net/nbklqgdg5mdx/5oTqTWlzb4ne0p4qHTtzNc/02a9da694cf9128614e60a6522220d60/AHL_Interest_Rates_Effective_14_August_2026.pdf)

## Data provenance

- Published by Aussie Select under the Consumer Data Right
- Product ID: `d3bc4b65-c3ef-4f4e-be5b-d591b5e4c28a`
- Last updated by the provider: 13 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/aussie-select/d3bc4b65-c3ef-4f4e-be5b-d591b5e4c28a
- Provider page: https://www.cdrcompare.au/brands/aussie-select

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/aussie-select/products/d3bc4b65-c3ef-4f4e-be5b-d591b5e4c28a) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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