Australian Military Bank
Transaction & Savings Accounts
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Our Pension Access Account is specifically designed for those aged 55 and over who are receiving a Government pension. You can easily manage your pension and the interest you receive on your savings
The Online Saver Account gives you access to your money exclusively via Internet Banking, so you can avoid temptation and reach your savings goals faster. Plus, you’ll be rewarded with a competitive bonus interest rate when the conditions on the account are met.
With limited withdrawals throughout the year and a direct credit facility available, the Christmas Club Account helps you stay on track with your savings for the festive season.
Capital Guaranteed Super account is a retirement savings account (RSA) that offers a tax advantaged way to save for your retirement. It is a low risk, low cost investment option with nominal monthly fees. The account is a capital guaranteed investment, meaning your retirement savings are protected from negative earnings. Retirement Savings Account (RSA) is a superannuation account with the same tax concessions as any other superannuation fund, however it operates similar to a savings/investment account.
Our Military Clubs Account is designed specifically for the Australian Defence Force and helps Defence related clubs, canteens and messes manage their daily finances.
An everyday transaction account for kids designed to be used in tandem with our Online Saver. It’s the perfect way for your child to learn responsible spending habits in a safe way.
Our DIY Super Saver Account is a cash account specifically designed for self-managed super funds. Offering you greater control over how you invest your superannuation funds, the DIY Super Saver Account is simple to open and easy to operate. You can leave your funds in the account to earn a high interest rate, or move money between your choice of investments
The perfect everyday spending companion, the Military Rewards Account features 1% cash back (with a $25 monthly cap) on Visa payWave purchases under $100, free Australian Military Bank ATM withdrawals and our cents gifting program.
Capital Guaranteed Pension account is a complying account based pension. Account based pensions are designed to convert your accumulated superannuation into a tax effective income stream. This income is paid into your nominated bank account. The minimum amount you draw from your pension account each year is subject to a pension factor set by the Government and other Government prescribed pension standards.
The Access Account gives you access to your money 24/7 so you can do your banking whenever it suits you. With no monthly account keeping fees, it’s a perfect account for all your everyday needs.
We know that starting out financially can be a challenge. That’s why we’ve introduced our Recruit Salary Saver Account exclusively for new Defence Force Recruits. It’s a simple everyday transaction account that has a high interest rate to give new Recruits a financial head start in their careers.
Term Deposits
3Make a regular income on your savings with interest paid monthly.
Make a solid return on your investment with interest paid on maturity or annually if your term is greater than 12 months.
Make a regular income on your savings with interest paid monthly.
Home Loans
21A Fixed Rate Investment Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time.
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time. The 5 Year Fixed Rate Home Loan is also available for DHOAS eligible applicants
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time. The 3 Year Fixed Rate Home Loan is also available for DHOAS eligible applicants
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time. The 2 Year Fixed Rate Home Loan is also available for DHOAS eligible applicants
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time. The 1 Year Fixed Rate Home Loan is also available for DHOAS eligible applicants
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time, available for DHOAS eligible applicants.
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time, available for DHOAS eligible applicants.
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time, available for DHOAS eligible applicants.
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time available for DHOAS eligible applicants.
Standard Variable Home Loan with the benefit of 100% offset facility available for DHOAS eligible applicants.
The Investment RateSaver Home Loan is our simple vanilla loan with a super-low rate, unlimited additional repayments as well as the ability to redraw.
Our simple vanilla loan with a super-low variable rate, unlimited additional repayments as well as the ability to redraw. The RateSaver Home Loan is also available for DHOAS eligible applicants
Helping you build a dream home, a granny flat or renovate an existing home.
Our Investment Value Home Loan has a number of features and great flexibility. It’s designed specifically for investment lending so you can build your investment property portfolio.
The Australian Military Bank Construction Loan is perfect for those wanting to build or renovate their homes. With interest only repayments to help you save during the construction period, our Construction Loan helps you to relax during this often stressful time. The Construction Home Loan is also available for DHOAS eligible applicants
A Fixed Rate Investment Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time.
Standard Variable Home Loan with the benefit of 100% offset facility The Standard Variable Home Loan is also available for DHOAS eligible applicants
Get the flexibility of a variable rate with the benefit of a 100% offset facility. The Value Home Loan is also available for DHOAS eligible applicants
The Australian Military Bank Construction Loan is perfect for those wanting to build or renovate their homes. With interest only repayments to help you save during the construction period, our Construction Loan helps you to relax during this often stressful time available for DHOAS eligible applicants.
Get the flexibility of a variable rate with the benefit of a 100% offset facility available for DHOAS eligible applicants.
Our simple vanilla loan with a super-low variable rate, unlimited additional repayments as well as the ability to redraw available for DHOAS eligible applicants.
Credit & Charge Cards
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With a low annual fee and a low ongoing interest rate for purchases, the Low Rate Visa Credit Card is the only credit card you'll ever need. Plus, with our competitive 12-month balance transfer rate, you can also transfer your outstanding balances from other credit or store cards to Australian Military Bank for 0.00% p.a (introductory rate).
Personal Loans
3Tailored rates available for cars, motorbikes, caravans and boats that are less than 5 years old.
An unsecured personal loan that can be used to finance the purchase of approved environmentally friendly products.
If you’re looking for a personal loan with set repayments, our Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan.
Data published by Australian Military Bank under the Consumer Data Right · ABN 48087649741 · Register entry updated 1 July 2026 · View on CDR.gov.au